7122 E Valley Ridge Dr, Madison, WI 53719 Property Records

Dane County property record for 7122 E Valley Ridge Dr, Madison, WI 53719

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,599 sqft · built 1990
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jul 2023)
Tax Bill	$6,321 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0708-264-0806-9`

Property Details

APN / Parcel Number

Primary APN	`0708-264-0806-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,599 sqft Living Area
1st Floor Area	1,143 sqft
Basement Area	1,050 sqft
Finished Basement	456 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	7,802 sqft (0.179 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	160 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7122 E VALLEY RIDGE DR
City	MADISON
State	WI
Zip	53719-2352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HIGHLAND VILLAGE, LOT 70
Legal Range	08
Legal Township	07
Legal Section	26
Legal Subdivision	HIGHLAND VILLAGE
Legal Lot Number	70
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1002
Census Tract	409

Owner

7122 E Valley Ridge Dr is owned and occupied by an individual who bought it in July 2023.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7122 E VALLEY RIDGE DR, MADISON, WI 53719-2352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Mar 22, 2021	Deed of Trust, Mortgage · Construction Mortgage SUMMIT CU
Jul 30, 2018	Warranty Deed, Construction Loan · Conventional with PMI SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	5912760
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jul 14, 2023
Property Address	7122 E VALLEY RIDGE DR, MADISON, WI 53719-2352
Document Number	0005912760
Instrument Date	Jul 13, 2023
Instrument	5912760
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ESSENTIAL TITLE COMPANY, ESSENTIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7122 E VALLEY RIDGE DR, MADISON, WI 53719-2352

Mortgage

Document Number	0005912761
Date	Jul 14, 2023
Instrument	5912761

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	7122 E VALLEY RIDGE DR, MADISON, WI 53719-2352
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900030
Date	May 8, 2023
Instrument	5900030

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	7122 E VALLEY RIDGE DR, MADISON, WI 53719-2352
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005707474
Date	Mar 22, 2021
Instrument	5707474

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	1-Year CMT

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jul 30, 2018
Property Address	7122 E VALLEY RIDGE DR, MADISON, WI 53719-2352
Document Number	0005429185
Instrument Date	Jul 27, 2018
Instrument	5429185
Transaction Type	Construction Loan
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7122 E VALLEY RIDGE DR MADISON WI 537192352, MADISON, WI 53719-2352

Mortgage

Document Number	5429186
Date	Jul 30, 2018
Instrument	5429186

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$377,000 Land $108,800 Building $268,200
2024	$6,321.00		$377,000
2023		$370,700 (+9%) Land $100,700 Building $270,000
2022	$6,541.00 (+7.55%)	$340,100 Land $92,400 Building $247,700
2021	$6,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7122 E Valley Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7122 E Valley Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25

May also be available: T-Mobile, TDS Telecom, Verizon.

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