7121 Silverleaf Oak Rd, #221, Elkridge, MD 21075 Property Records

Howard County property record for 7121 Silverleaf Oak Rd, #221, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,944 sqft · built 2007
Lot Size	0.322 acres (14,028 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Mar 2025)
Tax Bill	$5,777 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-314084`

Property Details

APN / Parcel Number

Primary APN	`01-314084`
Alternative APN	`314084`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,944 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,028 sqft (0.322 acres)
Garage Type	Built-in
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	314084
Street Address	7121 SILVERLEAF OAK RD, 221
City	ELKRIDGE
State	MD
Zip	21075-6582
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMH
Legal Description	P/O B8 P/O 14028 SQ 7121 SILVERLEAF OAK RD OAKS AT WATERS EDGE COND
Legal Subdivision	OAKS/WATERS EDGE LAND CONDO
Legal Lot Number	U 221
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1019
Census Tract	601203

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7121 SILVERLEAF OAK RD, ELKRIDGE, MD 21075-6582
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 12, 2022	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2025 · Amount on Record
Deed Sale	Mar 27, 2025 · Amount on Record
Prior Sale	Jan 31, 2008 · Amount on Record
Deed Book / Page	22699 / 91
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7121 SILVERLEAF OAK RD # 221, 221, ELKRIDGE, MD 21075-6582
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7121 SILVERLEAF OAK RD, ELKRIDGE, MD 21075-6582

Mortgage

Document Number	0223170228
Date	Apr 16, 2024
Book Page	22317/228

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7121 SILVERLEAF OAK RD # 221, 221, ELKRIDGE, MD 21075-6582
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0212570281
Date	Jan 12, 2022
Book Page	21257/281

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,777.00 (+9.1%)	$397,900 (+8.79%) Land $130,000 Building $267,900	$397,900 (-) Land $130,000 Building $267,900
2025	$5,295.00 (+61.68%)	$365,767 (+21.32%)	$397,900 (+31.97%) Land $130,000 Building $267,900
2023		$301,500 Land $100,000 Building $201,500	$301,500 Land $100,000 Building $201,500
2022	$3,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

Nearby Properties on Silverleaf Oak Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures