7121 Railroad Grade Rd, Todd, NC 28684 Property Records

Ashe County property record for 7121 Railroad Grade Rd, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 2023
Lot Size	1.14 acres (49,963 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Sep 2026)
Tax Bill	$2,197 (2026)
Deeds & Mortgages	Sep 2026 Sale Jun 2023 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`04163-017-A003`

Property Details

APN / Parcel Number

Primary APN	`04163-017-A003`
Alternative APNs	`042942791778` `108597`

Interior

Building Area	1,616 sqft Heated Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Lot Area	49,963 sqft (1.14 acres)

Location & Zoning

Account Number	108597
Old Parcel Number	04163017A003
Street Address	7121 RAILROAD GRADE RD
City	TODD
State	NC
Zip	28684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.147 AC
Legal Subdivision	NEW RIVER
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	4
Census Block	4075
Census Tract	970701

Owner

7121 Railroad Grade Rd is owned by two individuals who bought it in September 2026.

Source: Ashe County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 10, SEAGROVE, NC 27341-0010
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 14, 2023	Intrafamily Transfer, Transfer
Aug 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Aug 23, 2021 · Amount on File
Deed Document Number	20264235
Deed Book / Page	588 / 2147
Prior Transfer Date	Jun 12, 2023
Prior Transfer Doc	000553/929
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Sep 9, 2026
Property Address	7121 RAILROAD GRADE RD, TODD, NC 28684
Document Number	0000004235
Book / Page	588 / 2147
Instrument Date	Aug 31, 2026
Instrument	20264235
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$138,370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHE NC
Recording Date	Jun 14, 2023
Property Address	7121 RAILROAD GRADE RD, TODD, NC 28684
Document Number	000553/929
Book / Page	553 / 929
Map Reference	MB 11 PG 36
Instrument Date	Jun 12, 2023
Instrument	2508
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10701 OLD CREEDMOOR RD, RALEIGH, NC 27613-6546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10701 OLD CREEDMOOR RD, RALEIGH, NC 27613-6546

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Aug 23, 2021
Property Address	7121 RAILROAD GRADE RD, TODD, NC 28684
Document Number	000531/844
Book / Page	531 / 844
Map Reference	MB 9 PG 356
Instrument Date	Aug 18, 2021
Instrument	4946
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 20453, RALEIGH, NC 27619-0453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10701 OLD CREEDMOOR RD, RALEIGH, NC 27613-6546

Tax Assessment & Valuation

The 2026 property tax bill for 7121 Railroad Grade Rd was $2,197, up 61.7% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,197.00 (+61.66%)	$411,600 (+61.73%) Land $70,000 Building $341,600	$411,600 (+61.73%) Land $70,000 Building $341,600
2025	$1,359.00	$254,500 Land $70,000 Building $184,500	$254,500 Land $70,000 Building $184,500
2023	$470.00 (-14.55%)	$79,400 (+1.15%) Land $70,000 Building $9,400	$79,400 (+1.15%) Land $70,000 Building $9,400
2022	$550.00	$78,500 Land $70,000 Building $8,500	$78,500 Land $70,000 Building $8,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7121 Railroad Grade Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7121 Railroad Grade Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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