Howard County property record for 7120 Stone Throw Way, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,690 sqft · built 2000 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $267,500 (Feb 2017) |
| Tax Bill | $164 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-299190 |
| Primary APN | 01-299190 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,690 sqft Total Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 106 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 299190 |
|---|---|
| Street Address | 7120 STONE THROW WAY |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-7902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMH |
| Legal Description | LOT 43 3,049 SQ' 7120 STONE THROW WAY NEW COLONY VILLAGE |
| Legal Subdivision | NEW COLONY VILLAGE |
| Legal Lot Number | 43 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 601203 |
Source: Howard County assessment roll, APN 01-299190, as of August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7120 STONE THROW WAY, ELKRIDGE, MD 21075-7902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 03, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 06, 2023 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Aug 19, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Feb 24, 2017 | Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2017 · Amount on Record |
| Deed Sale | Feb 24, 2017 · Amount on Record |
| Prior Sale | Sep 05, 2014 · Amount on Record |
| Deed Document Number | 2017461-005 |
| Deed Book / Page | 17461 / 5 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 03, 2026 |
| Property Address | 7120 STONE THROW WAY, ELKRIDGE, MD 21075-7902 |
| Document Number | 2317000022 |
| Book / Page | 23177 / 22 |
| Instrument Date | Mar 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 7120 STONE THROW WAY, ELKRIDGE, MD 21075-7902 |
| Document Number | 2317000022, |
|---|---|
| Date | Apr 03, 2026 |
| Book Page | 23177/22 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7120 STONE THROW WAY, ELKRIDGE, MD 21075-7902 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0220340038 |
|---|---|
| Date | Jul 06, 2023 |
| Book Page | 22034/38 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7120 STONE THROW WAY, ELKRIDGE, MD 21075-7902 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | NOT AVAILABLE, FAMS |
| Name | Verified Name |
|---|---|
| Address | 7120 STONE THROW WAY, ELKRIDGE, MD 21075-7902 |
| Document Number | 0208240105 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 20824/105 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 24, 2017 |
| Property Address | 7120 STONE THROW WAY, ELKRIDGE, MD 21075-7902 |
| Document Number | 0174610005 |
| Book / Page | 17461 / 005 |
| Map Reference | MB17327 PG17345 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 17461-005 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CSMB LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,403.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 17461012 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 17461-012 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: Howard County assessment roll as of August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,800 (+6.41%) Land $100,000 Building $227,800 | $327,800 (-) Land $100,000 Building $227,800 | |
| 2025 | $164.00 (+0.61%) Homeowner's exemption | $308,067 (+14.69%) | $327,800 (+22.04%) Land $100,000 Building $227,800 |
| 2024 | $163.00 (-94.46%) | ||
| 2023 | $268,600 (+2.7%) Land $70,000 Building $198,600 | $268,600 (-) Land $70,000 Building $198,600 | |
| 2022 | $2,944.00 Homeowner's exemption | $261,533 | $268,600 Land $70,000 Building $198,600 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), as of October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276012032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 586 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Believe Wireless Fixed Wireless | 500 / 100 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System, water system MD0130002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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