7120 Six Gun Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 7120 Six Gun Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Aug 2022)
Tax Bill	$5,816 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102793`

Property Details

APN / Parcel Number

Primary APN	`102793`
Alternative APN	`062632259800011440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,738 sqft Heated Area
Gross Area	2,842 sqft
1st Floor Area	1,738 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Finished
Garage Area	552 sqft

Exterior Amenities

Pool Area	242 sqft
Porch	Open Porch
Porch Area	552 sqft
Deck Area	660 sqft
Fence	Fence
Stable	1,200 sqft
Pole Barn	150 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	102793
Street Address	7120 SIX GUN CT
City	SAINT CLOUD
State	FL
Zip	34771-7917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT II PB 2 PG 293-295 LOT 144
Legal Range	32E
Legal Township	26S
Legal Section	06
Legal Subdivision	BAY LAKE RANCH UN 2
Legal Tract	2598
Legal Block	1
Legal Lot Number	144
Legal Unit	II
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7120 SIX GUN CT, SAINT CLOUD, FL 34771-7917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	2022123757
Deed Book / Page	6267 / 2908
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 12, 2022
Property Address	7120 SIX GUN CT, SAINT CLOUD, FL 34771-7917
Document Number	0062672908
Book / Page	6267 / 2908
Map Reference	MB 2 PG 293
Instrument Date	Aug 9, 2022
Instrument	2022123757
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 ROBINSON AVE, 523, SAINT CLOUD, FL 34769-2056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2569 RUNYON CIR, ORLANDO, FL 32837-5208

Mortgage

Document Number	0062672910
Date	Aug 12, 2022
Instrument	6267/2910

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 21, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,816.00 (+6.68%) Homeowner's exemption	$409,215 (+5.99%)	$433,600 (+12.3%) Land $110,000 Building $323,600
2023	$5,452.00 (+45.5%) Homeowner's exemption	$386,100 (+44.58%) Land $80,000 Building $306,100	$386,100 (+12.4%) Land $80,000 Building $306,100
2022	$3,747.00 Homeowner's exemption	$267,057	$343,500 Land $80,000 Building $263,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 84% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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