7120 S Spaulding Ave, Chicago, IL 60629 Property Records

Cook County property record for 7120 S Spaulding Ave, Chicago, IL 60629

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,041 sqft · built 1954
Lot Size	0.087 acres (3,780 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2019)
Tax Bill	$3,327 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-26-205-028`

Property Details

APN / Parcel Number

Primary APN	`19-26-205-028`
Alternative APN	`19-26-205-028-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,041 sqft Living Area
1st Floor Area	1,041 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,780 sqft (0.087 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7120 S SPAULDING AVE
City	CHICAGO
State	IL
Zip	60629-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	FRANK A (MULHOLLANDS)(MARLAWN) SUB OF NE NE SEC 26-38-13
Legal Range	13E
Legal Township	38N
Legal Section	26
Legal Subdivision	MULHOLLANDS MARLAWN
Legal Block	3
Legal Lot Number	38
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4011
Census Tract	661100

Owner

7120 S Spaulding Ave is owned and occupied by an individual who bought it in September 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	7120 S SPAULDING AVE, CHICAGO, IL 60629-3540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 5, 2019	Warranty Deed, Transfer · Conventional with PMI MARQUETTE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2019 · Amount on File
Deed Sale	Sep 5, 2019 · Amount on File
Prior Sale	Sep 13, 1999 · Amount on File
Deed Document Number	201955005
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7120 S SPAULDING AVE, CHICAGO, IL 60629-3540
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0034255087
Date	Dec 8, 2021
Instrument	2134255087

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 5, 2019
Property Address	7120 S SPAULDING AVE, CHICAGO, IL 60629-3540
Document Number	1924855005
Instrument Date	Aug 22, 2019
Instrument	24855005
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4743 S AVERS AVE CHICAGO IL 606323624, CHICAGO, IL 60632-3624

Mortgage

Document Number	1924855006
Date	Sep 5, 2019
Instrument	24855006

Lender

Name	MARQUETTE BK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Mortgage

Document Number	1924855007,
Date	Sep 5, 2019
Instrument	24855007

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 Land $2,268 Building $18,732	$210,000 Land $22,680 Building $187,320
2023	$3,327.00 (+3.26%)
2022	$3,222.00 (-15.65%)	$19,000 (-) Land $3,024 Building $15,976	$190,000 (-) Land $30,240 Building $159,760
2021	$3,820.00	$19,000 Land $3,024 Building $15,976	$190,000 Land $30,240 Building $159,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7120 S Spaulding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Aug 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7120 S Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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