7120 Oak Tree Pl, Monterey, CA 93940 Property Records

Monterey County property record for 7120 Oak Tree Pl, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on Record
Last Sale$169,000 (Nov 1997)
Tax Bill$3,646 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN259-121-046-000

Property Details

APN / Parcel Number

Primary APN259-121-046-000
Alternative APN
  • 259-121-046

Exterior

Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Old Parcel Number259-121-046
Street Address7120 OAK TREE PL
CityMONTEREY
StateCA
Zip93940-7301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTERRA RANCH PROPERTIES INCLUSIONARY HOUSING SUBDIVISION VOL 19C&T PG 34 TRACT 1270 LOT 6 .125 AC
Legal SubdivisionNCLUSIONARY HOUSING SUBDIVISION
Legal Tract1270
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1035
Census Tract13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7120 OAK TREE PL, MONTEREY, CA 93940-7301
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 1997 · Amount on Record
Deed SaleNov 7, 1997 · Amount on Record
Deed Document Number199766294
Last Transfer DateJul 27, 2009
Transfer Doc0000048182
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address7120 OAK TREE PL, MONTEREY, CA 93940-7301
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE RESOURCE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009550
DateMar 7, 2018
Instrument2018009550
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2033

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$275,218 (+2%) Land $146,568 Building $128,650
2025$3,646.00 (+7.49%) Homeowner's exemption$269,823 (+4.04%) Land $143,695 Building $126,128
2023$3,392.00 (-0.09%) Homeowner's exemption$259,347 Land $138,116 Building $121,231
2022$3,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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