Montgomery County property record for 7120 Memory Ln, Dayton, OH 45414
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 5,602 sqft · built 1992 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on File |
| Last Sale | $810,000 (Feb 2024) |
| Tax Bill | $16,672 (2024) |
| Deeds & Mortgages | Feb 2024 Sale Sep 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A01 21302 0003 |
| Primary APN | A01 21302 0003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,602 sqft Living Area |
| 1st Floor Area | 2,270 sqft |
| Basement Area | 2,718 sqft |
| Finished Basement | 2,494 sqft |
| Unfinished Basement | 224 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 82,764 sqft (1.9 acres) |
| Garage Area | 1,131 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 760 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 778 sqft |
| Deck Area | 150 sqft |
| Patio Area | 510 sqft |
| Tennis Court | Tennis Court |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7120 MEMORY LN |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45414-2066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 MEEKER PLACE |
| Legal Subdivision | MEEKER PLACE |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 110201 |
7120 Memory Ln is owned and occupied by an individual who bought it in February 2024.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7120 MEMORY LN, DAYTON, OH 45414-2066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2024 | Warranty Deed, Transfer |
| Sep 23, 2022 | Survivorship Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Feb 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jun 18, 2019 | Warranty Deed, Transfer JP MORGAN CHASE BK |
| Feb 1, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on File |
| Deed Sale | Feb 26, 2024 · Amount on File |
| Prior Sale | Sep 23, 2022 · Amount on File |
| Deed Document Number | 2024-00009608 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Feb 26, 2024 |
| Property Address | 7120 MEMORY LN, DAYTON, OH 45414-2066 |
| Document Number | 0000009608 |
| Map Reference | MB 134 PG 31 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 2024-00009608 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7120 MEMORY LN, DAYTON, OH 45414-2066 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 23, 2022 |
| Property Address | 7120 MEMORY LN, DAYTON, OH 45414-2066 |
| Document Number | 0000059901 |
| Map Reference | MB 134 PG 31 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 2022-00059901 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7120 MEMORY LN, DAYTON, OH 45414-2066 |
| Document Number | 0000059902 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022-00059902 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Feb 10, 2021 |
| Property Address | 7120 MEMORY LN, DAYTON, OH 45414-2066 |
| Document Number | 0000010354 |
| Map Reference | MB 134 PG 31 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2021-00010354 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | SILK ABSTRACT COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7120 MEMORY LN, DAYTON, OH 45414-2066 |
| Document Number | 0000010355 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-00010355 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 18, 2019 |
| Property Address | 7120 MEMORY LN, DAYTON, OH 45414-2066 |
| Document Number | 0000031182 |
| Instrument Date | May 31, 2019 |
| Instrument | 31182 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,920.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7120 MEMORY LN DAYTON OH 454142066, DAYTON, OH 45414-2066 |
| Document Number | 31183 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 31183 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 7120 MEMORY LN, DAYTON, OH 45414-2066 |
| Document Number | 0000009744 |
| Instrument Date | Feb 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7120 MEMORY LN DAYTON OH 454142066, DAYTON, OH 45414-2066 |
| Document Number | 0000009744 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 9744 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Butler Township |
| Unified School District | Vandalia-Butler City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $264,560 Land $49,130 Building $215,430 | ||
| 2024 | $16,672.00 (+2.45%) | ||
| 2023 | $16,273.00 (-3.56%) | $264,560 (+21%) Land $49,130 Building $215,430 | $755,870 Land $140,360 Building $615,510 |
| 2022 | $16,873.00 | $218,640 Land $40,600 Building $178,040 | |
| 2020 | $624,680 Land $116,000 Building $508,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7120 Memory Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2013) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7120 Memory Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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