7120 Garden Rd, Cincinnati, OH 45236 Property Records

Hamilton County property record for 7120 Garden Rd, Cincinnati, OH 45236

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,428 sqft · built 1938
Lot Size0.196 acres (8,538 sqft)
OwnerCompany Name on Record
Last Sale$122,500 (Dec 2019)
Tax Bill$3,557 (2025)
Deeds & MortgagesMar 2022 Mortgage
Dec 2019 Sale
Flood ZoneZone X (minimal risk)
APN600-0211-0015-00

Property Details

APN / Parcel Number

Primary APN600-0211-0015-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,428 sqft Living Area
1st Floor Area1,088 sqft
AtticAttic
Attic Area340 sqft
Basement Area1,088 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,538 sqft (0.196 acres)
Lot Dimensions139 ft deep x 60 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address7120 GARDEN RD
CityCINCINNATI
StateOH
Zip45236-3606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARDEN RD 60 X 139.69 IRRNES GARDEN RD 260 FT NW OF MONTGOMERY RD
JurisdictionHAMILTON OH
Township / Civil DivisionSYCAMORE
Census Block Group4
Census Block4008
Census Tract24001

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7707 MONTGOMERY RD, CINCINNATI, OH 45236-4243
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2022Deed of Trust, Mortgage · Commercial Mortgage
KEMBA CREDIT UNION INC
Dec 13, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2019 · Amount on Record
Deed SaleDec 13, 2019 · Amount on Record
Prior SaleJul 11, 2000 · Amount on Record
Deed Document Number2019-0110199
Deed Book / Page14063 / 00108
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7120 GARDEN RD, CINCINNATI, OH 45236-3606
Transaction TypeMortgage
Record UpdatedApr 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7700 ANNESDALE DR, CINCINNATI, OH 45243-4058

Mortgage

Document Number0000025933
DateMar 10, 2022
Book Page14621/1287
Instrument2022-0025933
Lender
NameKEMBA CREDIT UNION INC
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2037

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 13, 2019
Property Address7120 GARDEN RD, CINCINNATI, OH 45236-3606
Document Number0000110199
Book / Page014063 / 000108
Instrument DateNov 22, 2019
Instrument110199
Transaction TypeTransfer
Record UpdatedJan 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$490.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7120 GARDEN RD CINCINNATI OH 452363606, CINCINNATI, OH 45236-3606

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSycamore Township
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,557.00 (+0.14%)$63,700 (+%) Land $20,114 Building $43,586
2024$3,552.00 (-0.2%)$63,699 (-) Land $20,114 Building $43,585
2023$3,559.00 (+27.29%)$63,699 (+48.57%) Land $20,114 Building $43,585$182,000 (+48.57%) Land $57,470 Building $124,530
2022$2,796.00$42,875 Land $17,633 Building $25,242
2020$122,500 Land $50,380 Building $72,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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