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7120 E State Rd 45, Bloomington, IN 47408 Property Records

Monroe County property record for 7120 E State Rd 45, Bloomington, IN 47408 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,560 sqft · built 2004
Lot Size2.21 acres (96,268 sqft)
OwnerIndividual Name on File
Last Sale$324,900 (Jul 2019)
Tax Bill$2,733 (2025)
Deeds & MortgagesJan 2018 Mortgage
Mar 2019 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-11360-00

Property Details

APN / Parcel Number

Primary APN003-11360-00
Alternative APN
  • 53-06-08-300-025.000-003

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft
Basement Area1,560 sqft
Finished Basement1,560 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Roof MaterialAsphalt
Lot Area96,268 sqft (2.21 acres)
TerrainHigh
Garage TypeDetached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number003-11360-00
Street Address7120 E STATE ROAD 45
CityBLOOMINGTON
StateIN
Zip47408-9383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE SW 8-9-1E 2.21A
JurisdictionMONROE IN
Township / Civil DivisionBENTON
Census Block Group1
Census Block1000
Census Tract1403

Owner

Source: Monroe County records · APN 003-11360-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7120 E STATE ROAD 45, BLOOMINGTON, IN 47408-9383
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2018Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Mar 27, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Jul 05, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 05, 2019 · Amount on Record
Deed SaleJul 05, 2019 · Amount on Record
Deed Document Number20199340
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address7120 E STATE ROAD 45, BLOOMINGTON, IN 47408-9383
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018000001
DateJan 03, 2018
Instrument2018000001
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address7120 E STATE ROAD 45, BLOOMINGTON, IN 47408-9383
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019003972
DateMar 27, 2019
Instrument2019003972
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMar 27, 2039

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateJul 05, 2019
Property Address7120 E STATE ROAD 45, BLOOMINGTON, IN 47408-9383
Document Number2019009340
Instrument DateJul 02, 2019
Instrument2019009340
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7120 E STATE ROAD 45, BLOOMINGTON, IN 47408-9383

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionBenton Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,733.00 (-8.17%)$375,000 (+10.39%) Land $62,400 Building $312,600$375,000 (+10.39%) Land $62,400 Building $312,600
2024$2,976.00 (+28.72%)
2023$339,700 (+12.48%) Land $51,600 Building $288,100$339,700 (+12.48%) Land $51,600 Building $288,100
2022$2,312.00$302,000 Land $43,600 Building $258,400$302,000 Land $43,600 Building $258,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050014031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 73% of Indiana
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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