7120 E 45th St, Indianapolis, IN 46226 Property Records

Marion County property record for 7120 E 45th St, Indianapolis, IN 46226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1956
Lot Size	0.455 acres (19,863 sqft)
Owner	Individual Name on File
Last Sale	$115,500 (Sep 2019)
Tax Bill	$1,091 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-07-13-123-001.000-407`

Property Details

APN / Parcel Number

Primary APN	`49-07-13-123-001.000-407`
Alternative APN	`4009569`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	2 Fireplaces
Fireplace	Masonry

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1991
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,863 sqft (0.455 acres)
Garage Type	Detached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	576 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4009569
Old Parcel Number	4009569
Street Address	7120 E 45TH ST
City	INDIANAPOLIS
State	IN
Zip	46226-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 NW1/4 S13 T16 R4 BEG 660FT S & 685FT E OFNW COR S 248.5FT E 80FT N 248.5FT W 80FT TO BEG(TRACT 25) .456AC (GLIDDENS
Legal Range	04
Legal Township	16
Legal Section	13
Legal Subdivision	GLIDDENS SURV
Legal Tract	25
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2000
Census Tract	330805

Owner

7120 E 45th St is owned and occupied by an individual who bought it in September 2019.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7120 E 45TH ST, INDIANAPOLIS, IN 46226-3818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 30, 2019	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Jan 10, 2014 · Amount on File
Deed Document Number	A201900095047
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	7120 E 45TH ST, INDIANAPOLIS, IN 46226-3818
Document Number	0000131911
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7120 E 45TH ST INDIANAPOLIS IN 462263818, INDIANAPOLIS, IN 46226-3818

Mortgage

Document Number	0000131911
Date	Nov 12, 2020
Instrument	131911

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Sep 30, 2019
Property Address	7120 E 45TH ST, INDIANAPOLIS, IN 46226-3818
Document Number	0000095047
Instrument Date	Sep 26, 2019
Instrument	A201900095047
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7120 E 45TH ST, INDIANAPOLIS, IN 46226-3818

Mortgage

Document Number	0000095048
Date	Sep 30, 2019
Instrument	A201900095048

Lender

Name	GVC MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Municipality	Lawrence City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,091.00 (-1.36%)	$119,500 (+2.31%) Land $14,500 Building $105,000	$119,500 (+2.31%) Land $14,500 Building $105,000
2022	$1,106.00	$116,800 Land $14,500 Building $102,300	$116,800 Land $14,500 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7120 E 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7120 E 45th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAWRENCE UTILITIES serves 49,000 people · EPA ID IN5249005
Water Source	Groundwater
Last State Inspection	May 2023
Also Mapped Here	CITIZENS WATER - INDIANAPOLIS
Lead	Under 1 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 E. coli resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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