Hamilton County property record for 7120 Dalefield Ln, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,191 sqft · built 1968 |
| Lot Size | 0.32 acres (13,982 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,080 (Aug 2013) |
| Tax Bill | $1,295 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 139I E 019 |
| Primary APN | 139I E 019 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,191 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,982 sqft (0.32 acres) |
| Lot Dimensions | 127 ft deep x 110 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000067280 |
|---|---|
| Street Address | 7120 DALEFIELD LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-1421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 47 MIDFIELD ACRES UNIT 2 PB 24 PG 23 |
| Legal Subdivision | MIDFIELD ACRES UN 02 |
| Legal Lot Number | 47 |
| Legal Unit | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11448 |
7120 Dalefield Ln is owned and occupied by an individual who bought it in August 2013.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7120 DALEFIELD LN, CHATTANOOGA, TN 37421-1421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 22, 2017 | Loan Modification, Mortgage · Line of Credit VILLAGE CAP & INVS |
| Nov 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2013 · Amount on File |
| Deed Sale | Aug 20, 2013 · Amount on File |
| Deed Document Number | 2013082000076 |
| Deed Book / Page | 10039 / 616 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7120 DALEFIELD LN, CHATTANOOGA, TN 37421-1421 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000024 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 14216/696 |
| Instrument | 2026030500024 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7120 DALEFIELD LN, CHATTANOOGA, TN 37421-1421 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000024 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 14216/696 |
| Instrument | 2026030500024 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7120 DALEFIELD LN, CHATTANOOGA, TN 37421-1421 |
| Document Number | 0000000264 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7120 DALEFIELD LN CHATTANOOGA TN 374211421, CHATTANOOGA, TN 37421-1421 |
| Document Number | 0000000264 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 011235/000433 |
| Instrument | 264 |
| Name | VILLAGE CAP & INVS |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7120 DALEFIELD LN, CHATTANOOGA, TN 37421-1421 |
| Document Number | 0000000014 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7120 DALEFIELD LN CHATTANOOGA TN 374211421, CHATTANOOGA, TN 37421-1421 |
| Document Number | 0000000014 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 011232/000683 |
| Instrument | 14 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, TN 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2047 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,295.00 (+16.46%) | $85,500 (+71.95%) | $342,000 (+71.95%) Land $70,000 Building $272,000 |
| 2024 | $1,112.00 | $49,725 (-) | $198,900 (-) Land $40,000 Building $158,900 |
| 2023 | $1,112.00 | $49,725 (-) | $198,900 (-) Land $40,000 Building $158,900 |
| 2022 | $1,112.00 | $49,725 | $198,900 Land $40,000 Building $158,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7120 Dalefield Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 4 (2009–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7120 Dalefield Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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