7120 Cooper Point Rd, Bozman, MD 21612 Property Records

Talbot County property record for 7120 Cooper Point Rd, Bozman, MD 21612

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 7,122 sqft · built 2005
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on File
Last Sale	$4,000,000 (Feb 2024)
Tax Bill	$27,057 (2026)
Deeds & Mortgages	Feb 2024 Sale Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-083302`

Property Details

APN / Parcel Number

Primary APN	`02-083302`
Alternative APNs	`2083302` `083302`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,122 sqft Total Area
1st Floor Area	154 sqft
Attic	Attic
Attic Area	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	104,108 sqft (2.39 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	460 sqft
Porch	Slab
Porch Area	482 sqft
Deck Area	834 sqft
Patio Area	392 sqft
Shed	1 Shed
Shed Area	1,200 sqft
Tennis Court	Tennis Court
Boat Access	Boat Access
Boat House	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	083302
Street Address	7120 COOPER POINT RD
City	BOZMAN
State	MD
Zip	21612-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.39 AC END BUSH NECK RD NR BOZMAN
Legal Subdivision	DAVID S SPAIN LAND
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	1
Census Block	1007
Census Tract	960700

Owner

7120 Cooper Point Rd is owned by two individuals who bought it in February 2024.

Source: Talbot County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 BROOKWAY RD, MERION STATION, PA 19066-1504
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed, Transfer EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY
Aug 17, 2020	Deed, Transfer · Conventional Mortgage HSBC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Book / Page	3100 / 279
Prior Transfer Date	Jun 13, 2012
Prior Transfer Doc	0019930490
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Feb 28, 2024
Property Address	7120 COOPER POINT RD, BOZMAN, MD 21612-2006
Document Number	0031000279
Book / Page	3100 / 279
Map Reference	LB 57 FO 28
Instrument Date	Feb 23, 2024
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$20,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 BROOKWAY RD, MERION STATION, PA 19066-1504

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Aug 17, 2020
Property Address	7120 COOPER POINT RD, BOZMAN, MD 21612-2006
Document Number	0027350356
Book / Page	2735 / 356
Map Reference	LB 57 FO 28
Instrument Date	Aug 11, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1101 RED ROSE LN, VILLANOVA, PA 19085-2120

Mortgage

Document Number	0002735363
Date	Aug 17, 2020
Instrument	2735/363

Lender

Name	HSBC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

The 2026 property tax bill for 7120 Cooper Point Rd was $27,057, up 6.2% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,057.00 (+6.19%)	$2,928,667 (+4.51%)	$3,181,600 (+13.54%) Land $878,900 Building $2,302,700
2025	$25,481.00	$2,802,200 Land $791,000 Building $2,011,200	$2,802,200 Land $791,000 Building $2,011,200
2023	$21,756.00	$2,543,467	$2,802,200 Land $791,000 Building $2,011,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7120 Cooper Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 176 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	67 (1996–2024)
Claims Outside the SFHA	13 of 67
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7120 Cooper Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Breezeline Cable	250 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Easton Velocity.

Cell Coverage

5G (outdoors only) and 4G LTE

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