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7120 Central Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7120 Central Ave, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 753 sqft · built 1926
Lot Size0.086 acres (3,746 sqft)
Owner2 Individuals on Record
Last Sale$850,000 (Feb 2024)
Tax Bill$12,172 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN504-101-030-6

Property Details

APN / Parcel Number

Primary APN504-101-030-6
Alternative APNs
  • 504-101-030
  • 5041010017

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area753 sqft Living Area
1st Floor Area753 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1935
Lot Area3,746 sqft (0.086 acres)
Garage TypeAttached
Garage Area153 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address7120 CENTRAL AVE
CityEL CERRITO
StateCA
Zip94530-3226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHENDERSON TAPSCOTT E 1/2 LTS 23-25 BLK 32
Legal SubdivisionHENDERSON TAPSCOTT 01
Legal Block32
Legal Lot Number23-25
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group2
Census Block2001
Census Tract389100

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address7120 CENTRAL AVE, EL CERRITO, CA 94530-3226
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP
Feb 5, 2024Grant Deed, Transfer · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2024 · Amount on Record
Deed SaleFeb 5, 2024 · Amount on Record
Deed Document Number202411386
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address7120 CENTRAL AVE, EL CERRITO, CA 94530-3226
Transaction TypeMortgage
Record UpdatedMar 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7120 CENTRAL AVE, EL CERRITO, CA 94530-3226

Mortgage

Document Number0000016588
DateFeb 19, 2026
Instrument2026- 016588
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
Address1350 BAYSHORE HWY STE 740, BURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateFeb 5, 2024
Property Address7120 CENTRAL AVE, EL CERRITO, CA 94530-3226
Document Number0000011386
Map ReferenceMB 1 PG 1
Instrument DateJan 18, 2024
Instrument2024-011386
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address7120 CENTRAL AVE, EL CERRITO, CA 94530-3226

Mortgage

Document Number0000011387
DateFeb 5, 2024
Instrument2024-011387
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$884,340 (+2%) Land $780,300 Building $104,040
2025$12,172.00 (+414.67%) Homeowner's exemption$867,000 (+774.48%) Land $765,000 Building $102,000
2023$2,365.00 (+3.01%)$99,145 Land $56,243 Building $42,902
2022$2,296.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 900 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber		10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Etheric Networks, GeoLinks.

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