7120 196th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 7120 196th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 1,982 sqft · built 1998
Lot Size	5.14 acres (223,898 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Oct 2022)
Tax Bill	$5,018 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-055005-0`

Property Details

APN / Parcel Number

Primary APN	`04-055005-0`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,982 sqft Living Area
Basement Area	1,128 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,128 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	223,898 sqft (5.14 acres)
Garage Area	684 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7120 196TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-2062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	EMERALD HEIGHTS 1ST ADDN LOT 005 BLOCK 001
Legal Subdivision	EMERALD HEIGHTS 1ST ADDN
Legal Block	1
Legal Lot Number	5
Jurisdiction	SCOTT MN
Township / Civil Division	CREDIT RIVER
Census Block Group	3
Census Block	3013
Census Tract	81002

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7120 196TH ST E, PRIOR LAKE, MN 55372-2062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on File
Deed Sale	Oct 26, 2022 · Amount on File
Prior Sale	Oct 21, 2022 · Amount on File
Deed Document Number	20221166000
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Oct 26, 2022
Property Address	7120 196TH ST E, PRIOR LAKE, MN 55372-2062
Document Number	00A1166000
Instrument Date	Oct 21, 2022
Instrument	A1166000
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	DCA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7120 196TH ST E, PRIOR LAKE, MN 55372-2062

Mortgage

Document Number	00A1166001
Date	Oct 26, 2022
Instrument	A1166001

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Credit River City
County	Scott County
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,018.00 (+4.59%) Homeowner's exemption	$624,300 (+6.74%) Land $289,700 Building $334,600	$624,300 (+6.74%) Land $289,700 Building $334,600
2025	$4,798.00 (+6.1%)
2024	$4,522.00 (+5.46%) Homeowner's exemption	$584,900 (+10.19%) Land $280,400 Building $304,500	$584,900 (+10.19%) Land $280,400 Building $304,500
2023	$4,288.00 Homeowner's exemption	$530,800 Land $258,900 Building $271,900	$530,800 Land $258,900 Building $271,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
T-Mobile Fixed Wireless	100 / 20
Nuvera Communications DSL · Fixed Wireless in parts of the area	30 / 3

May also be available: GigFire.

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