7120 165th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 7120 165th St E, Prior Lake, MN 55372

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.25 ba · 2,600 sqft · built 1993
Lot Size3.07 acres (133,729 sqft)
OwnerIndividual Name on File
Last Sale$865,000 (Jul 2023)
Tax Bill$5,914 (2026)
Deeds & MortgagesMay 2021 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-053002-0

Property Details

APN / Parcel Number

Primary APN04-053002-0

Interior

Bedrooms5 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,600 sqft Living Area
Basement Area1,196 sqft
Finished Basement820 sqft
Unfinished Basement296 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeFlat
Roof MaterialAsphalt
Lot Area133,729 sqft (3.07 acres)
Garage Area864 sqft
Parking Spaces3 Parking Spaces
Deck Area416 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7120 165TH ST E
CityPRIOR LAKE
StateMN
Zip55372-9308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUERC
Legal DescriptionBRITTNEY RIDGE 1ST ADDN LOT 002 BLOCK 001 LYING E OF LINE COM NE COR OF W 80', S
Legal SubdivisionBRITTNEY RIDGE 1ST ADDN
Legal Block1
Legal Lot Number2
JurisdictionSCOTT MN
Township / Civil DivisionCREDIT RIVER
Census Block Group1
Census Block1005
Census Tract81002

Owner

7120 165th St E is owned and occupied by an individual who bought it in July 2023.

Source: Scott County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address7120 165TH ST E, PRIOR LAKE, MN 55372-9308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed of Trust, Mortgage · Line of Credit
WINGS FINANCIAL CU
Aug 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2023 · Amount on File
Deed SaleJul 17, 2023 · Amount on File
Prior SaleAug 25, 2011 · Amount on File
Deed Document Number20231176363
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MN
Property Address7120 165TH ST E, PRIOR LAKE, MN 55372-9308
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7120 165TH ST E, PRIOR LAKE, MN 55372-9308
InvestorPossibly a Property Investor

Mortgage

Document Number0001130100
DateMay 28, 2021
Instrument1130100
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 27, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MN
Property Address7120 165TH ST E, PRIOR LAKE, MN 55372-9308
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001099637
DateAug 8, 2020
Instrument1099637
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
AddressMINNEAPOLIS, MN 55441
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 7120 165th St E was $5,914 with a homeowner's exemption, up 9.4% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCredit River City
CountyScott County
Unified School DistrictPrior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,914.00 (+9.44%) Homeowner's exemption$773,600 (+11.57%) Land $337,600 Building $436,000$773,600 (+11.57%) Land $337,600 Building $436,000
2025$5,404.00 (-5.62%) Homeowner's exemption$693,400 (+6.97%) Land $328,900 Building $364,500$693,400 (+6.97%) Land $328,900 Building $364,500
2024$5,726.00 (-2.82%) Homeowner's exemption$648,200 (-0.31%) Land $301,400 Building $346,800$648,200 (-0.31%) Land $301,400 Building $346,800
2023$5,892.00 Homeowner's exemption$650,200 Land $301,400 Building $348,800$650,200 Land $301,400 Building $348,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7120 165th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7120 165th St E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Netwave Broadband, Nuvera Communications, Verizon.

Nearby Properties on 165th St E

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