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712 Windsor Rd, Loves Park, IL 61111 Property Records

Winnebago County property record for 712 Windsor Rd, Loves Park, IL 61111

Property Summary

Property TypeCommercial
Details1,080 sqft · built 1950
Lot Size0.155 acres (6,748 sqft)
OwnerCompany Name on Record
Last Sale$144,000 (Aug 2024)
Tax Bill$2,827 (2025)
Deeds & MortgagesMay 2023 Mortgage
Nov 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN08-31-362-011

Property Details

APN / Parcel Number

Primary APN08-31-362-011
Alternative APNs
  • 831362011
  • 139C145

Interior

Stories1 Story
Building Area1,080 sqft Gross Area
1st Floor Area1,080 sqft
Basement Area503 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialConcrete
Roof MaterialAsphalt
Lot Area6,748 sqft (0.155 acres)
Garage Area375 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address712 WINDSOR RD
CityLOVES PARK
StateIL
Zip61111-4153
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCR- COMM
Legal DescriptionELMWOOD PARK PT SW 1/4 SEC 31-45-2 E OF 3RD PM LT 011 BLOCK 009
Legal Range2
Legal Township45
Legal Section31
Legal SubdivisionELMWOOD PARK
Legal Block009
Legal Lot Number011
JurisdictionWINNEBAGO IL
Township / Civil DivisionHARLEM
Census Block Group1
Census Block1098
Census Tract103

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address712 WINDSOR RD, LOVES PARK, IL 61111-4153
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Deed of Trust, Mortgage · Commercial Mortgage
BLACKHAWK BANK
Nov 19, 2019Grant Deed, Transfer · Line of Credit
BLACKHAWK BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2024 · Amount on Record
Deed SaleAug 27, 2024 · Amount on Record
Prior SaleNov 19, 2019 · Amount on Record
Deed Document Number202420284
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address712 WINDSOR RD, LOVES PARK, IL 61111-4153
Transaction TypeMortgage
Record UpdatedJun 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010248
DateMay 12, 2023
Instrument2310248
Lender
NameBLACKHAWK BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateNov 19, 2019
Property Address712 WINDSOR RD, LOVES PARK, IL 61111-4153
Document Number0001038393
Instrument DateNov 15, 2019
Instrument1038393
Transaction TypeTransfer
Record UpdatedDec 6, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$97.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address712 WINDSOR RD LOVES PARK IL 611114153, LOVES PARK, IL 61111-4153

Mortgage

Document Number1038394
DateNov 19, 2019
Instrument1038394
Lender
NameBLACKHAWK BK
TypeBank
AddressMACHESNEY PARK, IL 61115
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionHarlem Township
MunicipalityLoves Park City
Unified School DistrictHarlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,827.00 (+5.92%)$35,493 (+9.96%) Land $9,932 Building $25,561$106,479 (+9.96%) Land $29,796 Building $76,683
2024$2,669.00$32,278 (+23.45%) Land $9,032 Building $23,246$96,834 (+23.45%) Land $27,096 Building $69,738
2022$26,146 Land $7,316 Building $18,830$78,438 Land $21,948 Building $56,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2008–2019)
Most Recent ClaimMar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250

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