Carroll County property record for 712 William Ave, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 984 sqft · built 1959 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,700 (Jun 2014) |
| Tax Bill | $2,660 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-026714 |
| Primary APN | 07-026714 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 984 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,500 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 026714 |
|---|---|
| Street Address | 712 WILLIAM AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 55- 13500 SQ FT 712 WILLIAM AVE 4-17 FAIRFIELD |
| Legal Subdivision | FAIRFIELD |
| Legal Lot Number | 55 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 507802 |
Source: Carroll County records · APN 07-026714
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 712 WILLIAM AVE, WESTMINSTER, MD 21157-5936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2014 · Amount on Record |
| Deed Sale | Jun 25, 2014 · Amount on Record |
| Prior Sale | Oct 14, 2008 |
| Deed Book / Page | 7696 / 352 |
| Prior Transfer Date | Sep 30, 2008 |
| Prior Transfer Doc | 0056240574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 712 WILLIAM AVE, WESTMINSTER, MD 21157-5936 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0103750210 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 10375/210 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 712 WILLIAM AVE, WESTMINSTER, MD 21157-5936 |
| Document Number | 0097940055 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2020 |
| Title Company | EAGLE TITLE AGENCY LLC, EAGLE TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 712 WILLIAM AVE WESTMINSTER MD 211575936, WESTMINSTER, MD 21157-5936 |
| Document Number | 0097940055 |
|---|---|
| Date | Aug 06, 2020 |
| Book Page | 009794/000055 |
| Name | FINANCIAL FREEDOM MTG |
|---|---|
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 05, 2050 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,500 (+7.13%) Land $92,900 Building $161,600 | $254,500 (-) Land $92,900 Building $161,600 | |
| 2025 | $2,660.00 (+15.6%) | $237,567 (+16.63%) | $254,500 (+24.94%) Land $92,900 Building $161,600 |
| 2023 | $2,301.00 | $203,700 Land $92,900 Building $110,800 | $203,700 Land $92,900 Building $110,800 |
Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 289 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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