McCracken County property record for 712 Whitney Dr, Paducah, KY 42001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,102 sqft · built 1988 |
| Lot Size | 0.096 acres (4,203 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Apr 2021) |
| Tax Bill | $1,830 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086-44-00-002 |
| Primary APN | 086-44-00-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,102 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,203 sqft (0.096 acres) |
| Lot Dimensions | 173 ft deep x 115 ft wide |
| Terrain | Rolling |
| Garage Area | 615 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 123741 |
|---|---|
| Street Address | 712 WHITNEY DR |
| City | PADUCAH |
| State | KY |
| Zip | 42001-6500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-45K-59 115 X 173 THE PINES L59 |
| Legal Subdivision | THE PINES |
| Legal Lot Number | 59 |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 30800 |
Source: McCracken County records · APN 086-44-00-002
Assessment roll updated December 29, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 712 WHITNEY DR, PADUCAH, KY 42001-6500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FNB BANK |
| May 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FNB BANK |
| May 01, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on Record |
| Deed Sale | Apr 16, 2021 · Amount on Record |
| Prior Sale | Jun 26, 2020 · Amount on Record |
| Deed Document Number | 2021632645 |
| Deed Book / Page | 1430 / 807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Jul 21, 2026 |
| Property Address | 712 WHITNEY DR, PADUCAH, KY 42001-6500 |
| Document Number | 0000851491 |
| Book / Page | 1888 / 527 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 2026851491 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 712 WHITNEY DR, PADUCAH, KY 42001-6500 |
| Document Number | 0000851491, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 1888/527 |
| Instrument | 2026851491 |
| Name | FNB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | May 06, 2026 |
| Property Address | 712 WHITNEY DR, PADUCAH, KY 42001-6500 |
| Document Number | 0000845651 |
| Book / Page | 1878 / 575 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026845651 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 712 WHITNEY DR, PADUCAH, KY 42001-6500 |
| Document Number | 0000845651, |
|---|---|
| Date | May 06, 2026 |
| Book Page | 1878/575 |
| Instrument | 2026845651 |
| Name | FNB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 05, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | May 01, 2025 |
| Property Address | 712 WHITNEY DR, PADUCAH, KY 42001-6500 |
| Document Number | 0D1520/603 |
| Book / Page | D1520 / 603 |
| Map Reference | SEC J PG 614 |
| Instrument Date | Apr 23, 2025 |
| Instrument | 715178 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 177 DEER PATH LN, PADUCAH, KY 42001-6509 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 177 DEER PATH LN, PADUCAH, KY 42001-6509 |
Source: McCracken County records · Assessment roll updated December 29, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Municipality | Paducah City |
| Unified School District | McCracken County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,830.00 (-1.45%) | $209,000 (-) | $209,000 (-) |
| 2023 | $1,857.00 (-1.69%) | $209,000 (-) | $209,000 (-) |
| 2022 | $1,889.00 | $209,000 | $209,000 |
Source: FEMA National Flood Hazard Layer as of November 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 296 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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