712 White Cloud Dr, Lyman, SC 29365 Property Records

Spartanburg County property record for 712 White Cloud Dr, Lyman, SC 29365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 2006
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$99,250 (Jun 2012)
Tax Bill	$1,149 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-11-00-315.00`

Property Details

APN / Parcel Number

Primary APN	`5-11-00-315.00`
Alternative APNs	`6154-93-8586.98` `83172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	2,173 sqft
1st Floor Area	1,578 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	416 sqft
Porch	Porch
Porch Area	35 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	83172
Street Address	712 WHITE CLOUD DR
City	LYMAN
State	SC
Zip	29365-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 162 LYMAN FARMS PH 1 SEC 3 PB 160-54
Legal Subdivision	LYMAN FARMS PH 1 SEC 3
Legal Phase	1
Legal Lot Number	162
Jurisdiction	SPARTANBURG SC
Township / Civil Division	WELLFORD
Census Block Group	2
Census Block	2004
Census Tract	23004

Owner

Source: Spartanburg County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 WHITE CLOUD DR, LYMAN, SC 29365-9261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 5, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 17, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2012 · Amount on Record
Deed Sale	Jun 15, 2012 · Amount on Record
Prior Sale	Feb 27, 2012 · Amount on Record
Deed Document Number	201225415
Deed Book / Page	100Y / 0390
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	712 WHITE CLOUD DR, LYMAN, SC 29365-9261
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 WHITE CLOUD DR, LYMAN, SC 29365-9261

Mortgage

Document Number	0000045929
Date	Oct 8, 2025
Book Page	7078/434
Instrument	2025-45929

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	712 WHITE CLOUD DR, LYMAN, SC 29365-9261
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 WHITE CLOUD DR, LYMAN, SC 29365-9261

Mortgage

Document Number	0000047083
Date	Dec 5, 2023
Book Page	6678/169
Instrument	2023-47083

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	712 WHITE CLOUD DR, LYMAN, SC 29365-9261
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 WHITE CLOUD DR, LYMAN, SC 29365-9261

Mortgage

Document Number	0000010140
Date	Mar 17, 2023
Book Page	6547/843
Instrument	2023-10140

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Lyman Town
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,149.00 (+0.88%)	$5,465 (-) Land $760 Building $4,705	$204,200 (-) Land $28,400 Building $175,800
2024	$1,139.00
2023	$1,139.00	$5,465 Land $760 Building $4,705	$204,200 Land $28,400 Building $175,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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