Richmond City property record for 712 Westover Rd, Richmond, VA 23220
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,842 sqft · built 1930 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (Jun 2026) |
| Tax Bill | $12,708 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2023 Mortgage + 1 more |
| APN | W-000-1107-010 |
| Primary APN | W-000-1107-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,842 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Basement Area | 500 sqft |
| Unfinished Basement | 500 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 11,631 sqft (0.267 acres) |
| Lot Dimensions | 155 ft deep x 75 ft wide |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 712 WESTOVER RD |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23220-6327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 SINGLE |
| Legal Description | 0075.00X0155.19 0000.269 AC |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 41600 |
Source: Richmond City records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 712 WESTOVER RD, RICHMOND, VA 23220-6327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed, Transfer · Conventional Mortgage FULTON BANK |
| May 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage VIRGINIA NATIONAL BANK |
| Dec 28, 2021 | Warranty Deed, Transfer · Line of Credit MUCHO GUSTO ENTERPRISES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Dec 28, 2021 · Amount on Record |
| Deed Document Number | 202611874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Jun 26, 2026 |
| Property Address | 712 WESTOVER RD, RICHMOND, VA 23220-6327 |
| Document Number | 0000011874 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 202611874 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 WESTOVER RD, RICHMOND, VA 23220-6327 |
| Document Number | 0000011875, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202611875 |
| Name | FULTON BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 712 WESTOVER RD, RICHMOND, VA 23220-6327 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000007413 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 230007413 |
| Name | VIRGINIA NATIONAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Dec 28, 2021 |
| Property Address | 712 WESTOVER RD, RICHMOND, VA 23220-6327 |
| Document Number | 0000036327 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 210036327 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 WESTOVER RD, RICHMOND, VA 23220-6327 |
| Document Number | 0000036328 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 210036328 |
| Name | MUCHO GUSTO ENTERPRISES LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Jun 23, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,708.00 (+8.5%) | $1,059,000 (+10.89%) Land $400,000 Building $659,000 | $1,059,000 (+10.89%) Land $400,000 Building $659,000 |
| 2025 | $11,712.00 (+58,46%) | ||
| 2024 | $955,000 Land $400,000 Building $555,000 | ||
| 2023 | $955,000 Land $400,000 Building $555,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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