Black Hawk County property record for 712 W Cedar Wapsi Rd, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1945 |
| Square Footage | 1,440 sqft Living Area |
| Lot Size | 102,801 sqft (2.36 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $195,000 (2022) |
| Tax Bill | $2,342.00 (2025) |
| Primary APN | 9013-11-351-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 656 sqft 1st Floor |
| Basement Area | 1,048 sqft Basement |
| Unfinished Basement | 1,048 sqft Unfinished |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 102,801 sqft (2.36 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 63 sqft Patio |
| Porch | Slab |
| Porch Area | 15 sqft Porch |
| Granary | Granary |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 712 W CEDAR WAPSI RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL OF LAND LOC IN A PORTION OF SW 1/4 SEC 11 T 90 R 13 DESC AS FOL: BEG AT PT ON N ROW LINE CTY RD (W CEDAR WAPSIE RD) |
| Legal Range | 13W |
| Legal Township | 90N |
| Legal Section | 11 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2604 |
Source: Black Hawk County records · APN 9013-11-351-003
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 712 W CEDAR WAPSI RD, WATERLOO, IA 50703-9658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK & TRUST CO |
| Sep 18, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 09, 2022 · Amount on Record |
| Deed Sale | Sep 09, 2022 · Amount on Record |
| Prior Sale | Sep 09, 2021 · Amount on Record |
| Deed Document Number | 20225426 |
| Prior Transfer Date | Jan 26, 2021 |
| Prior Transfer Doc | 0000016653 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 09, 2021 |
| Property Address | 712 W CEDAR WAPSI RD, WATERLOO, IA 50703-9658 |
| Document Number | 202200005426 |
| Instrument Date | Sep 03, 2021 |
| Instrument | 202200005426 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $311.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 W CEDAR WAPSI RD, WATERLOO, IA 50703-9658 |
| Document Number | 202200005427 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 202200005427 |
| Name | FIRST SECURITY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 712 W CEDAR WAPSI RD, WATERLOO, IA 50703-9658 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201900004620 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 201900004620 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Jan 01, 2048 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Denver Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,342.00 | $205,210 (+15.14%) Land $80,500 Building $124,710 | $205,210 (+15.14%) Land $80,500 Building $124,710 |
| 2024 | $2,342.00 (-3.86%) | ||
| 2023 | $178,220 (+11.14%) Land $69,000 Building $109,220 | $178,220 (+11.14%) Land $69,000 Building $109,220 | |
| 2022 | $2,436.00 | $160,360 Land $57,500 Building $102,860 | |
| 2021 | $160,360 Land $57,500 Building $102,860 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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