712 W 7th St, Upland, CA 91786 Property Records

San Bernardino County property record for 712 W 7th St, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,882 sqft · built 1959
Lot Size	0.181 acres (7,875 sqft)
Owner	Company Name on Record
Last Sale	$208,000 (Jul 2002)
Tax Bill	$3,363 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2026 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`1047-271-02-0000`

Property Details

APN / Parcel Number

Primary APN	`1047-271-02-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	2,342 sqft
1st Floor Area	1,882 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,875 sqft (0.181 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	712 W 7TH ST
City	UPLAND
State	CA
Zip	91786-7160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5487 LOT 28
Legal Subdivision	TRACT NO 5487
Legal Tract	5487
Legal Block	1
Legal Lot Number	28
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1014
Census Tract	826

Owner

Source: San Bernardino County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	712 W 7TH ST, UPLAND, CA 91786-7160
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION
Feb 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Mar 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Feb 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Aug 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 16, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 22, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2002 · Amount on Record
Deed Sale	Jul 3, 2002 · Amount on Record
Deed Document Number	2002342643
Last Transfer Date	Jan 8, 2021
Transfer Doc	0000031980
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 14, 2026
Property Address	712 W 7TH ST, UPLAND, CA 91786-7160
Document Number	0000179395
Instrument Date	Jul 3, 2026
Instrument	2026179395
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	712 W 7TH ST, UPLAND, CA 91786-7160

Mortgage

Document Number	0000179395,
Date	Jul 14, 2026
Instrument	2026179395

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	712 W 7TH ST, UPLAND, CA 91786-7160
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 W 7TH ST, UPLAND, CA 91786-7160

Mortgage

Document Number	0000044341
Date	Feb 17, 2026
Instrument	2026-0044341

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2041

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	712 W 7TH ST, UPLAND, CA 91786-7160
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 W 7TH ST, UPLAND, CA 91786-7160

Mortgage

Document Number	0000054539
Date	Mar 8, 2024
Instrument	2024-0054539

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 7, 2034

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	712 W 7TH ST, UPLAND, CA 91786-7160
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 W 7TH ST, UPLAND, CA 91786-7160

Mortgage

Document Number	0000031308
Date	Feb 12, 2024
Instrument	2024-0031308

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 8, 2034

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 16, 2021
Property Address	712 W 7TH ST, UPLAND, CA 91786-7160
Document Number	0000367856
Map Reference	MB 74 PG 26&27
Instrument Date	Aug 10, 2021
Instrument	2021-0367856
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	712 W 7TH ST, UPLAND, CA 91786-7160

Mortgage

Document Number	0000367857
Date	Aug 16, 2021
Instrument	2021-0367857

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 16, 2021
Property Address	712 W 7TH ST, UPLAND, CA 91786-7160
Document Number	0000367858
Map Reference	MB 74 PG 26&27
Instrument Date	Aug 10, 2021
Instrument	2021-0367858
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	712 W 7TH ST, UPLAND, CA 91786-7160
Investor	Possibly a Property Investor

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 22, 2021
Property Address	712 W 7TH ST, UPLAND, CA 91786-7160
Document Number	0000031980
Instrument Date	Jan 8, 2021
Instrument	31980
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	712 W 7TH ST UPLAND CA 917867160, UPLAND, CA 91786-7160

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	712 W 7TH ST, UPLAND, CA 91786-7160
Document Number	0000063324
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 W 7TH ST UPLAND CA 917867160, UPLAND, CA 91786-7160

Mortgage

Document Number	0000063324
Date	Feb 24, 2020
Instrument	63324

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 23, 2030

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	712 W 7TH ST, UPLAND, CA 91786-7160
Document Number	0000306144
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	712 W 7TH ST UPLAND CA 917867160, UPLAND, CA 91786-7160

Mortgage

Document Number	0000306144
Date	Aug 29, 2019
Instrument	306144

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 28, 2029

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,280 (+2%) Land $107,547 Building $199,733
2025	$3,363.00 (+4.96%) Homeowner's exemption	$301,255 (+4.04%) Land $105,438 Building $195,817
2023	$3,204.00 (+2.27%) Homeowner's exemption	$289,557 Land $101,344 Building $188,213
2022	$3,133.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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