Yankton County property record for 712 W 3rd St, Yankton, SD 57078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,731 sqft · built 1924 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,693 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78.940.020.080 |
| Primary APN | 78.940.020.080 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,731 sqft Living Area |
| Basement Area | 1,649 sqft |
| Finished Basement | 1,649 sqft |
| Unfinished Basement | 1,649 sqft |
| Flooring | Hardwood |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 712 W 3RD ST |
|---|---|
| City | YANKTON |
| State | SD |
| Zip | 57078-3832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E2 LTS 7-9 BLK 20 WITHERSPOONS ADDN |
| Legal Subdivision | WITHERSPOONS ADDN |
| Legal Block | 20 |
| Legal Lot Number | 7-9 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | YANKTON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 966100 |
Source: Yankton County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 712 W 3RD ST, YANKTON, SD 57078-3832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK |
| Aug 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage METABANK |
| Aug 31, 2017 | Deed of Trust, Mortgage · Line of Credit METABANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 712 W 3RD ST, YANKTON, SD 57078-3832 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 712 W 3RD ST, YANKTON, SD 57078-3832 |
| Document Number | 000580/196 |
|---|---|
| Date | Sep 2, 2025 |
| Book Page | 580/196 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 225 CEDAR ST, YANKTON, SD 57078 |
| Type | Line of Credit |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 712 W 3RD ST, YANKTON, SD 57078-3832 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0000536194 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 536/194 |
| Name | METABANK |
|---|---|
| Type | Bank |
| Address | Sioux Falls, SD 57108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 712 W 3RD ST, YANKTON, SD 57078-3832 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0000536335 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 536/335 |
| Name | METABANK |
|---|---|
| Type | Bank |
| Address | Sioux Falls, SD 57108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 20, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Yankton City |
| Unified School District | Yankton School District 63-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $432,100 (+50.82%) Land $15,100 Building $417,000 | $432,100 Land $15,100 Building $417,000 | |
| 2025 | $5,693.00 (+28.63%) | ||
| 2023 | $286,500 Land $15,100 Building $271,400 | ||
| 2022 | $4,426.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YANKTON serves 15,411 people · EPA ID SD4600423 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| South Dakota Wireless Internet Fixed Wireless | 100 / 20 |
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