712 W 3rd St, Sumner, IA 50674 Property Records

Bremer County property record for 712 W 3rd St, Sumner, IA 50674 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,289 sqft · built 1954
Lot Size0.279 acres (12,153 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Sep 2013)
Tax Bill$3,398 (2025)
Deeds & MortgagesAug 2020 Mortgage
Dec 2018 Refinance
Flood ZoneZone X (minimal risk)
APN04-23-476-014

Property Details

APN / Parcel Number

Primary APN04-23-476-014

Interior

Bedrooms5 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,289 sqft Living Area
1st Floor Area952 sqft
Basement Area952 sqft
Finished Basement400 sqft
SunroomSunroom
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area12,153 sqft (0.279 acres)
Lot Dimensions132 ft deep x 92 ft wide
Garage TypeAttached
Garage Area770 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area256 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address712 W 3RD ST
CitySUMNER
StateIA
Zip50674-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description23-93-11 BEHRENS & STAHLHUT ADD LOTS 4 & 5 HB 3
Legal Range11W
Legal Township93N
Legal Section23
Legal SubdivisionBEHREN'S & STAHLHUT'S ADD
Legal Block3
Legal Lot Number4,5
JurisdictionBREMER IA
Township / Civil DivisionSUMNER
Census Block Group1
Census Block1014
Census Tract4700

Owner

Source: Bremer County records · APN 04-23-476-014

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address712 W 3RD ST, SUMNER, IA 50674-1326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
VERIDIAN CU
Dec 31, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2013 · Amount on Record
Deed SaleSep 17, 2013 · Amount on Record
Deed Document Number20134551
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address712 W 3RD ST, SUMNER, IA 50674-1326
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20203466
DateAug 18, 2020
Instrument20203466
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 17, 2045
Interest
Rate TypeFixed Rate

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address712 W 3RD ST, SUMNER, IA 50674-1326
Transaction TypeMortgage
Record UpdatedJan 23, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20184728
DateDec 31, 2018
Instrument20184728
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,398.00 (+14.64%) Homeowner's exemption$248,130 (+22.64%) Land $23,000 Building $225,130$248,130 (+22.64%) Land $23,000 Building $225,130
2023$202,330 Land $18,400 Building $183,930$202,330 Land $18,400 Building $183,930
2022$2,964.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bremer County (19017C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190170047001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies5 in force
Nearby Flood Claims12 (2004–2025)
Claims Outside the SFHA2 of 12
Most Recent ClaimApr 2025, rainfall accumulation
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 7 claims

Wildfire

Wildfire RiskLow
above 1% of the US · above 9% of Iowa
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Hawkeye Telephone CompanyFiber1,000 / 1,000
Northeast Iowa Telephone CompanyFiber1,000 / 1,000
AMG Technology Investment GroupFixed Wireless (unlicensed)1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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