712 W 3rd St, Bloomington, IN 47404 Property Records

Monroe County property record for 712 W 3rd St, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,279 sqft · built 1990
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$318,625 (Oct 2022)
Tax Bill	$5,921 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-21080-00`

Property Details

APN / Parcel Number

Primary APN	`013-21080-00`
Alternative APN	`53-05-32-419-008.000-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,279 sqft Living Area
1st Floor Area	1,279 sqft
Basement Area	1,059 sqft
Finished Basement	799 sqft
Unfinished Basement	260 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Garage Type	Basement
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-21080-00
Street Address	712 W 3RD ST
City	BLOOMINGTON
State	IN
Zip	47404-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	013-21080-00 OUTLOT PT 1 OL1E
Legal Subdivision	THE HENRY STEELE ADDITION
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1036
Census Tract	601

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1278 DOVER LN, SANTA BARBARA, CA 93103-2065
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GAIL AND MARILYN JESSWEIN LIVING TR
Nov 7, 2018	Intrafamily Transfer, Transfer · ARM BAXTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	Nov 7, 2018 · Amount on Record
Deed Document Number	202247678
Prior Transfer Date	Sep 7, 2018
Prior Transfer Doc	2018014977
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 20, 2022
Property Address	712 W 3RD ST, BLOOMINGTON, IN 47404-5000
Document Number	2022015515
Map Reference	CAB B ENV 1
Instrument Date	Oct 19, 2022
Instrument	2022015515
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 DOVER LANE, SAN DIEGO, CA 92103

Mortgage

Document Number	2022015523
Date	Oct 20, 2022
Instrument	2022015523

Lender

Name	GAIL AND MARILYN JESSWEIN LIVING TR
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 15, 2025

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Nov 7, 2018
Property Address	712 W 3RD ST, BLOOMINGTON, IN 47404-5000
Document Number	2018014977
Map Reference	CAB B ENV 54
Instrument Date	Sep 7, 2018
Instrument	2018014977
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 W 3RD ST, BLOOMINGTON, IN 47404-5000

Mortgage

Document Number	2018014980
Date	Nov 7, 2018
Instrument	2018014980

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	9.62%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,921.00 (-6.76%)	$299,100 (+2.92%) Land $84,900 Building $214,200	$299,100 (+2.92%) Land $84,900 Building $214,200
2024	$6,350.00 (+139.26%)
2023		$290,600 (+20.38%) Land $76,100 Building $214,500	$290,600 (+20.38%) Land $76,100 Building $214,500
2022	$2,654.00	$241,400 Land $66,200 Building $175,200	$241,400 Land $66,200 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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