712 W 2nd St, Byron, IL 61010 Property Records

Ogle County property record for 712 W 2nd St, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	1,422 sqft · built 1989
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Aug 2018)
Tax Bill	$6,437 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-31-253-012`

Property Details

APN / Parcel Number

Primary APN	`05-31-253-012`

Interior

Stories	1 Story
Building Area	1,422 sqft Living Area
Basement Area	1,422 sqft
Unfinished Basement	1,422 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	184 ft deep x 60 ft wide

Location & Zoning

Street Address	712 W 2ND ST
City	BYRON
State	IL
Zip	61010-9648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 3 BLK 1 ERCENBRACKS ADD CITY OF BYRON
Legal Subdivision	ERCENBRACKS ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	3
Census Block	3035
Census Tract	961700

Owner

712 W 2nd St is owned by an individual who bought it in August 2018.

Source: Ogle County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	518 W 3RD ST, BYRON, IL 61010-9425
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit BYRON BANK
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK
Aug 29, 2018	Warranty Deed, Transfer · Conventional Mortgage BYRON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2018 · Amount on File
Deed Sale	Aug 29, 2018 · Amount on File
Deed Document Number	20184794
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	712 W 2ND ST, BYRON, IL 61010-9648
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	UNKNOWN, KO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000521
Date	Feb 2, 2026
Instrument	202600521

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.75%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	712 W 2ND ST, BYRON, IL 61010-9648
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002252
Date	Mar 29, 2021
Instrument	202102252

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	712 W 2ND ST, BYRON, IL 61010-9648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006940
Date	Dec 3, 2019
Instrument	201906940

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Aug 29, 2018
Property Address	712 W 2ND ST, BYRON, IL 61010-9648
Document Number	0000004794
Map Reference	BK A PG166 DOC65695
Instrument Date	Aug 24, 2018
Instrument	201804794
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 W 2ND ST, BYRON, IL 61010-9648

Mortgage

Document Number	0000004795
Date	Aug 29, 2018
Instrument	201804795

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 712 W 2nd St was $6,437.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,437.00	$78,103 Land $12,473 Building $65,630	$234,309 Land $37,419 Building $196,890
2023		$67,206 Land $10,733 Building $56,473	$201,618 Land $32,199 Building $169,419
2022	$5,344.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 712 W 2nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2002–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 W 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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