712 W 2nd St, Ada, OK 74820 Property Records

Pontotoc County property record for 712 W 2nd St, Ada, OK 74820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,059 sqft · built 1940
Lot Size0.16 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$79,999 (Dec 2023)
Tax Bill$1,005 (2025)
Deeds & MortgagesDec 2023 Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN10015

Property Details

APN / Parcel Number

Primary APN10015
Alternative APN
  • 0005-00-010-014-0-000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,059 sqft Living Area
1st Floor Area1,059 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2018
Architectural StyleTraditional
Exterior MaterialOther
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeCarport
Garage Area234 sqft
CarportCarport
Carport Area234 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area45 sqft
Deck Area58 sqft
Patio Area45 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater

Location & Zoning

Account Number10015
Street Address712 W 2ND ST
CityADA
StateOK
Zip74820-1210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLOCK 10 ORIGINAL - ADA
Legal SubdivisionORIGINAL -ADA SD- IN SECS 28,29,32, 33-4
Legal Block10
Legal Lot Number14
JurisdictionPONTOTOC OK
Township / Civil DivisionADA
Census Block Group2
Census Block2008
Census Tract89100

Owner

712 W 2nd St is owned and occupied by two individuals who bought it in December 2023.

Source: Pontotoc County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address712 W 2ND ST, ADA, OK 74820-1210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed of Trust, Mortgage · FHA Mortgage
BANK2
Mar 13, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2023 · Amount on File
Deed SaleDec 21, 2023 · Amount on File
Prior SaleNov 7, 2022 · Amount on File
Deed Document Number20237049
Deed Book / Page3756 / 183
Prior Transfer DateJun 9, 2005
Prior Transfer Doc0000003590
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address712 W 2ND ST, ADA, OK 74820-1210
Transaction TypeMortgage
Record UpdatedJan 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 E 13TH ST, ADA, OK 74820-6609

Mortgage

Document Number003756/188
DateDec 21, 2023
Book Page3756/188
InstrumentI-2023-007050
Lender
NameBANK2
TypeBank
AddressOKLAHOMA CITY, OK 73142
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateMar 13, 2018
Property Address712 W 2ND ST, ADA, OK 74820-1210
Document Number003199/156
Book / Page3199 / 156
Instrument DateMar 9, 2018
Instrument2018-001447
Transaction TypeTransfer
Record UpdatedJun 6, 2023

Transaction

AmountAmount on Record
Tax$25.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address421 N CROWNPOINT DR, ADA, OK 74820-4417

Tax Assessment & Valuation

The 2025 property tax bill for 712 W 2nd St was $1,005, up 1.2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityAda City
CountyPontotoc County
Unified School DistrictAda Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,659 (+0.02%) Land $900 Building $8,759$80,493 (+0.02%) Land $7,500 Building $72,993
2025$1,005.00 (+1.21%)$9,657 (+0.59%) Land $900 Building $8,757$80,475 (+0.6%) Land $7,500 Building $72,975
2024$993.00 (+290.94%)$9,600 (+290.56%) Land $900 Building $8,700$79,999 (+201.99%) Land $7,500 Building $72,499
2023$254.00$2,458 Land $600 Building $1,858$26,491 Land $5,000 Building $21,491

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 712 W 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 W 2nd St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA
serves 22,600 people · EPA ID OK2006201
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
360 Broadband
Fixed Wireless
400 / 50
Atlink Services
Fixed Wireless
100 / 20

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