712 Vista Pl, Lady Lake, FL 32159 Property Records

Lake County property record for 712 Vista Pl, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,266 sqft · built 1992
Lot Size	0.172 acres (7,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2020)
Tax Bill	$3,698 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-24-0398-000-52210`

Property Details

APN / Parcel Number

Primary APN	`06-18-24-0398-000-52210`
Alternative APNs	`241806039800052210` `3372603`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,266 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	1,266 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,494 sqft (0.172 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	200 sqft
Porch	Enclosed/Finished Porch
Porch Area	336 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3372603
Street Address	712 VISTA PL
City	LADY LAKE
State	FL
Zip	32159-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX8
Legal Description	LADY LAKE ORANGE BLOSSOM GARDENS UNIT 16 LOT 5221 PB 31 PGS 15-19 ORB 5441 PG 1399
Legal Range	24E
Legal Township	18S
Legal Section	6
Legal Subdivision	LADY LAKE ORANGE BLOSSOM GARDENS
Legal Tract	0398
Legal Block	1
Legal Lot Number	5221
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1004
Census Tract	30408

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 VISTA PL, LADY LAKE, FL 32159-3031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK INC
Mar 19, 2020	Warranty Deed, Transfer · Balloon Mortgage CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	Jul 14, 2015 · Amount on Record
Deed Document Number	202033831
Deed Book / Page	5441 / 1399
Prior Transfer Date	Apr 22, 2008
Prior Transfer Doc	0036202279
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	712 VISTA PL, LADY LAKE, FL 32159-3031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITABLE TITLE OF OCALA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 VISTA PL, LADY LAKE, FL 32159-3031

Mortgage

Document Number	0055322144
Date	Aug 28, 2020
Book Page	5532/2144
Instrument	2020094874

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	THE VILLAGES, FL 32162

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 19, 2020
Property Address	712 VISTA PL, LADY LAKE, FL 32159-3031
Document Number	0054411399
Book / Page	5441 / 1399
Map Reference	MB 31 PG 15-19
Instrument Date	Mar 11, 2020
Instrument	2020033831
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2003 PEACEFUL PL, 2003, THE VILLAGES, FL 32162-3859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 VISTA PL, LADY LAKE, FL 32159-3031

Mortgage

Document Number	0054411400
Date	Mar 19, 2020
Instrument	5441/1400

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2021

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,870 (+2.9%)	$275,414 (-) Land $45,000 Building $230,414
2025		$256,440 (+5.98%) Land $45,000 Building $211,440	$275,414 (+2.73%) Land $45,000 Building $230,414
2024	$3,698.00 (+5.66%)
2023	$3,500.00 (+0.92%) Homeowner's exemption	$241,970 (+3%)	$268,102 (+4.69%) Land $45,000 Building $223,102
2022	$3,468.00 Homeowner's exemption	$234,930	$256,102 Land $33,000 Building $223,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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