712 Vereda Rd, San Marcos, CA 92069 Property Records

San Diego County property record for 712 Vereda Rd, San Marcos, CA 92069

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,043 sqft · built 2004
Lot Size0.301 acres (13,110 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (Feb 2019)
Tax Bill$14,235 (2025)
Deeds & MortgagesMar 2026 Second Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN218-760-05-00

Property Details

APN / Parcel Number

Primary APN218-760-05-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,043 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area13,110 sqft (0.301 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address712 VEREDA RD
CitySAN MARCOS
StateCA
Zip92069-1952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal DescriptionLOT 5 TR 014465
Legal SubdivisionSAN MARCOS THE QUORUM
Legal Tract014465
Legal Block2
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2005
Census Tract20040

Owner

712 Vereda Rd is owned by two individuals who bought it in February 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address29178 JAMESONITE CIR, MENIFEE, CA 92584-7792
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Nov 23, 2020Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Feb 5, 2019Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Feb 5, 2019Grant Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE
Oct 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2019 · Amount on File
Deed SaleFeb 5, 2019 · Amount on File
Prior SaleAug 18, 2004 · Amount on File
Deed Document Number201941960
Prior Transfer DateFeb 4, 2019
Prior Transfer Doc0000041961
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address712 VEREDA RD, SAN MARCOS, CA 92069-1952
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 VEREDA RD, SAN MARCOS, CA 92069-1952

Mortgage

Document Number0000073299
DateMar 18, 2026
Instrument2026-0073299
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2046

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address712 VEREDA RD, SAN MARCOS, CA 92069-1952
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 VEREDA RD, SAN MARCOS, CA 92069-1952

Mortgage

Document Number0000741926
DateNov 23, 2020
Instrument2020-0741926
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 5, 2019
Property Address712 VEREDA RD, SAN MARCOS, CA 92069-1952
Document Number0000041961
Instrument DateFeb 4, 2019
Instrument41961
Transaction TypeTransfer
Record UpdatedFeb 11, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address712 VEREDA RD SAN MARCOS CA 920691952, SAN MARCOS, CA 92069-1952

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 5, 2019
Property Address712 VEREDA RD, SAN MARCOS, CA 92069-1952
Document Number0000041960
Map ReferenceMAP 14465
Instrument DateDec 31, 2018
Instrument2019-0041960
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address712 VEREDA RD, SAN MARCOS, CA 92069-1952

Mortgage

Document Number0000041962
DateFeb 5, 2019
Instrument2019-0041962
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address712 VEREDA RD, SAN MARCOS, CA 92069-1952
Document Number0000504742
Instrument DateOct 20, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address712 VEREDA RD SAN MARCOS CA 920691952, SAN MARCOS, CA 92069-1952

Mortgage

Document Number0000504742
DateOct 30, 2017
Instrument504742
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 29, 2047
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 712 Vereda Rd was $14,235, up 21.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$910,258 (+2%) Land $455,129 Building $455,129
2025$14,235.00 (+21.56%)$892,410 Land $446,205 Building $446,205
2024$11,710.00 (-11.59%)
2023$13,245.00 (+1.65%) Homeowner's exemption$857,758 Land $428,879 Building $428,879
2022$13,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 712 Vereda Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Vereda Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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