712 Valley Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 712 Valley Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,775 sqft · built 2004
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Tax Bill	$5,061 (2025)
Deeds & Mortgages	Nov 2023 Sale Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`155-22-000-005`

Property Details

APN / Parcel Number

Primary APN	`155-22-000-005`
Alternative APN	`9587`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,775 sqft Living Area
2nd Floor Area	1,175 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Carport
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	360 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	960 sqft
Utility Building	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	9587
Street Address	712 VALLEY RD
City	PONTOTOC
State	MS
Zip	38863-7367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 AC NW1/4 DB 502-278 6/90 322-175; 447-195 20023652 7/9/02 20023652 7/9/02 20084413 9/2/08 20103998 10/19/10 20111123
Jurisdiction	PONTOTOC MS
Township / Civil Division	4
Census Block Group	1
Census Block	1051
Census Tract	950400

Owner

712 Valley Rd is owned and occupied by an individual who acquired it in November 2023.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	712 VALLEY RD, PONTOTOC, MS 38863-7367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Warranty Deed, Transfer
Nov 14, 2023	Warranty Deed, Transfer
Jun 9, 2021	Deed of Trust, Mortgage FIRST AMERICAN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2023
Deed Sale	Nov 14, 2023
Prior Sale	Nov 14, 2023
Deed Document Number	2023004703
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Nov 14, 2023
Property Address	712 VALLEY RD, PONTOTOC, MS 38863-7367
Document Number	2023004703
Instrument Date	Nov 9, 2023
Instrument	2023004703
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	712 VALLEY RD, PONTOTOC, MS 38863-7367

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Nov 14, 2023
Property Address	712 VALLEY RD, PONTOTOC, MS 38863-7367
Document Number	2023004702
Instrument Date	Nov 8, 2023
Instrument	2023004702
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	712 VALLEY RD, PONTOTOC, MS 38863-7367

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	712 VALLEY RD, PONTOTOC, MS 38863-7367
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1193 COUNTRY WOOD CV, TUPELO, MS 38801-8937

Mortgage

Document Number	2021002441
Date	Jun 9, 2021
Instrument	2021002441

Lender

Name	FIRST AMERICAN NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	61 Months
Due	Jul 15, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 712 Valley Rd was $5,061 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,061.00 Homeowner's exemption	$38,110	$365,723 Land $14,626 Building $351,097
2023	$4,810.00 Homeowner's exemption	$37,719	$363,107 Land $15,537 Building $347,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Valley Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST PONTOTOC WATER ASSN public/private · serves 5,170 people · EPA ID MS0580002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000

May also be available: T-Mobile.

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