Madison County property record for 712 Tower Dr, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $286,500 (Apr 2024) |
| Tax Bill | $2,701 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0070-0035-0108 |
| Primary APN | 0070-0035-0108 |
|---|---|
| Alternative APNs |
|
| Account Number | 39635 |
|---|---|
| Street Address | 712 TOWER DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8351 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | ORCHARD HILLS LOT 108 PH 4 |
| Legal Subdivision | ORCHARD HILLS PHASE 4 |
| Legal Phase | 4 |
| Legal Lot Number | 108 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10901 |
Source: Madison County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4161 VICTORIA WAY, 18303, LEXINGTON, KY 40515-4836 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Feb 27, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Apr 19, 2024 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 17, 2021 | Deed, Subdivision Related Transfer · VA Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Deed Document Number | 202414200015 |
| Deed Book / Page | 851 / 234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 712 TOWER DR, RICHMOND, KY 40475-8351 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 712 TOWER DR, RICHMOND, KY 40475-8351 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2415/399 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | M2415/399 |
| Instrument | 2014290381 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 712 TOWER DR, RICHMOND, KY 40475-8351 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 712 TOWER DR, RICHMOND, KY 40475-8351 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2361/506 |
|---|---|
| Date | Feb 27, 2025 |
| Book Page | M2361/506 |
| Instrument | 2014248106 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 19, 2024 |
| Property Address | 712 TOWER DR, RICHMOND, KY 40475-8351 |
| Document Number | 00D851/234 |
| Book / Page | D851 / 234 |
| Map Reference | MB 29 PG 220 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 2014200015 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $286.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 712 TOWER DR, RICHMOND, KY 40475-8351 |
| Name | Verified Name |
|---|---|
| Address | 4161 VICTORIA WAY APT 18303, 18303, LEXINGTON, KY 40515-4836 |
| Document Number | 2014200016 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 2014200016 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 17, 2021 |
| Property Address | 712 TOWER DR, RICHMOND, KY 40475-8351 |
| Document Number | 00D814/435 |
| Book / Page | D814 / 435 |
| Map Reference | MB 29 PG 220 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2014064324 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4347, MIDWAY, KY 40347-4347 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 712 TOWER DR, RICHMOND, KY 40475-8351 |
| Document Number | 2014064325 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2014064325 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,701.00 (+15.13%) | $286,500 (+18.44%) | $286,500 (+18.44%) |
| 2023 | $2,346.00 (-0.3%) | $241,900 (-) | $241,900 (-) |
| 2022 | $2,353.00 | $241,900 | $241,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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