Harford County property record for 712 Thurlow Ct, Bel Air, MD 21014
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,440 sqft · built 2019 |
| Lot Size | 0.05 acres (2,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $438,000 (Feb 2026) |
| Tax Bill | $3,446 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-400522 |
| Primary APN | 03-400522 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Total Area |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,162 sqft (0.05 acres) |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 400522 |
|---|---|
| Street Address | 712 THURLOW CT |
| City | BEL AIR |
| State | MD |
| Zip | 21014-4603 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 7 2162 SF 712 THURLOW COURT TOWNES BYNUM RUN 206/75 |
| Legal Subdivision | THURLOW COURT TOWNES BYNUM RUN |
| Legal Lot Number | 7 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 303803 |
712 Thurlow Ct, a townhouse, is owned and occupied by two individuals who bought it in February 2026.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 712 THURLOW CT, BEL AIR, MD 21014-4603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Feb 9, 2026 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Sep 11, 2019 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| May 1, 2019 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2026 · Amount on File |
| Deed Sale | Feb 9, 2026 · Amount on File |
| Prior Sale | Sep 11, 2019 · Amount on File |
| Deed Book / Page | 16994 / 410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 712 THURLOW CT, BEL AIR, MD 21014-4603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Title Company | KEY TITLE, KEY TITLE INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0146990003 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 14699/3 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 9, 2026 |
| Property Address | 712 THURLOW CT, BEL AIR, MD 21014-4603 |
| Document Number | 0169940410 |
| Book / Page | 16994 / 410 |
| Map Reference | MB JJR 206 FO 75 |
| Instrument Date | Dec 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 712 THURLOW CT, BEL AIR, MD 21014-4603 |
| Document Number | 0016994419 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | 16994/419 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 11, 2019 |
| Property Address | 712 THURLOW CT, BEL AIR, MD 21014-4603 |
| Document Number | 0134380001 |
| Book / Page | 13438 / 0001 |
| Map Reference | LB 13243 FOL 348 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NVR SETMNT SVCS OF MD INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8007 CORPORATE DR, 8007, BALTIMORE, MD 21236-4905 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 712 THURLOW COURT, BEL AIR, MD 21014-4603 |
| Document Number | 0000134386 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 13438/6 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 1, 2019 |
| Property Address | 712 THURLOW CT, BEL AIR, MD 21014-4603 |
| Document Number | 0132430348 |
| Book / Page | 013243 / 000348 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2019 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $475.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7540 N MARKET ST FREDERICK MD 217014307, FREDERICK, MD 21701-4307 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 712 Thurlow Ct was $3,446, up 8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,446.00 (+7.96%) | $361,500 (+3.08%) | $383,100 (+9.24%) Land $90,000 Building $293,100 |
| 2025 | $3,192.00 | $350,700 Land $90,000 Building $260,700 | $350,700 Land $90,000 Building $260,700 |
| 2023 | $319,100 | $350,700 Land $90,000 Building $260,700 | |
| 2022 | $2,891.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 Thurlow Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 712 Thurlow Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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