712 Symphony Woods Dr, Silver Spring, MD 20901 Property Records

Montgomery County property record for 712 Symphony Woods Dr, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,294 sqft · built 1985
Lot Size	0.502 acres (21,871 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Jun 2015)
Tax Bill	$8,755 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05-02089866`

Property Details

APN / Parcel Number

Primary APN	`05-02089866`
Alternative APN	`02089866`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,294 sqft Living Area
Gross Area	3,800 sqft
1st Floor Area	2,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,871 sqft (0.502 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02089866
Street Address	712 SYMPHONY WOODS DR
City	SILVER SPRING
State	MD
Zip	20901-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	DUMONT OAKS
Legal Subdivision	DUMONT OAKS
Legal Block	B
Legal Lot Number	61
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	701506

Owner

712 Symphony Woods Dr is owned and occupied by two individuals who bought it in June 2015.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	712 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2015 · Amount on File
Deed Sale	Jun 3, 2015 · Amount on File
Deed Book / Page	50402 / 71
Prior Transfer Date	Sep 25, 2009
Prior Transfer Doc	17490
Record Updated	Sep 20, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	712 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5027
Document Number	0561440022
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 SYMPHONY WOODS DR SILVER SPRING MD 209015027, SILVER SPRING, MD 20901-5027

Mortgage

Document Number	0561440022
Date	Jun 11, 2018
Book Page	056144/000022

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Interest

Rate	1%

Tax Assessment & Valuation

The 2025 property tax bill for 712 Symphony Woods Dr was $8,755, up 9.1% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$769,900 (+7.82%) Land $242,600 Building $527,300	$769,900 (-) Land $242,600 Building $527,300
2025	$8,755.00 (+9.1%)	$714,067	$769,900 Land $242,600 Building $527,300
2024	$8,025.00
2023		$602,400 Land $242,600 Building $359,800	$602,400 Land $242,600 Building $359,800
2022	$6,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Symphony Woods Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Symphony Woods Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250