Ottawa County property record for 712 Summer St, Spring Lake, MI 49456 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1953 |
| Square Footage | 912 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | 288 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,417.00 (2025) |
| Primary APN | 70-03-23-104-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 912 sqft Living Area |
| 1st Floor | 912 sqft 1st Floor |
| Basement Area | 912 sqft Basement |
| Unfinished Basement | 912 sqft Unfinished |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 288 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 712 SUMMER ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1965 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 71 EVERGREEN PARK SUB |
| Legal Range | 16W |
| Legal Township | 8N |
| Legal Section | 23 |
| Legal Subdivision | EVERGREEN PARK SUB |
| Legal Block | 104 |
| Legal Lot Number | 71 |
| Jurisdiction | OTTAWA MI |
| Minor Civil Division | SPRING LAKE |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 21100 |
Source: Ottawa County records · APN 70-03-23-104-003
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 712 SUMMER ST, SPRING LAKE, MI 49456-1965 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jan 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 02, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Nov 07, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2007 |
| Deed Sale | Apr 19, 2007 |
| Deed Book / Page | 5408 / 828 |
| Last Transfer Date | Oct 18, 2019 |
| Transfer Doc | 20190041338 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jun 17, 2026 |
| Property Address | 712 SUMMER ST, SPRING LAKE, MI 49456-1965 |
| Document Number | 0000018046 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 202618046 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 712 SUMMER ST, SPRING LAKE, MI 49456-1965 |
| Document Number | 0000018046, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 202618046 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 712 SUMMER ST, SPRING LAKE, MI 49456-1965 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 712 SUMMER ST, SPRING LAKE, MI 49456-1965 |
| Document Number | 20230021755 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 2023-0021755 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 712 SUMMER ST, SPRING LAKE, MI 49456-1965 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 712 SUMMER ST, SPRING LAKE, MI 49456-1965 |
| Document Number | 20220002303 |
|---|---|
| Date | Jan 17, 2022 |
| Instrument | 2022-0002303 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 712 SUMMER ST, SPRING LAKE, MI 49456-1965 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210028987 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | 2021-0028987 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Nov 07, 2019 |
| Property Address | 712 SUMMER ST, SPRING LAKE, MI 49456-1965 |
| Document Number | 20190041338 |
| Map Reference | LB 10 PG 11 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 2019-0041338 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 SUMMER ST, SPRING LAKE, MI 49456-1965 |
| Document Number | 20190041339 |
|---|---|
| Date | Nov 07, 2019 |
| Instrument | 2019-0041339 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,800 (-2.09%) | $215,600 (-2.09%) | |
| 2025 | $2,417.00 (+18.77%) Homeowner's exemption | $110,100 (+23.85%) | $220,200 (+23.85%) |
| 2023 | $88,900 | $177,800 | |
| 2022 | $2,035.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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