Granville County property record for 712 Stem Rd, Creedmoor, NC 27522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,856 sqft · built 1996 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Feb 2017) |
| Tax Bill | $1,679 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14658-65282301 |
| Primary APN | 14658-65282301 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 208 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 86929301 |
|---|---|
| Street Address | 712 STEM RD |
| City | CREEDMOOR |
| State | NC |
| Zip | 27522-8179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 712 STEM RD |
| Legal Subdivision | PROPERTY OF E L AIKEN |
| Jurisdiction | GRANVILLE NC |
| Township / Civil Division | DUTCHVILLE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 970606 |
Source: Granville County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 712 STEM RD, CREEDMOOR, NC 27522-8179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 2, 2017 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CAPITAL ASSOCIATES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2017 · Amount on Record |
| Deed Sale | Feb 2, 2017 · Amount on Record |
| Prior Sale | Oct 7, 2016 · Amount on Record |
| Deed Book / Page | 1629 / 457 |
| Prior Transfer Date | Oct 6, 2016 |
| Prior Transfer Doc | 1614/437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 712 STEM RD, CREEDMOOR, NC 27522-8179 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 1822/743 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 1822/743 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 712 STEM RD, CREEDMOOR, NC 27522-8179 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1775/49 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 1775/49 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Recording Date | Feb 2, 2017 |
| Property Address | 712 STEM RD, CREEDMOOR, NC 27522-8179 |
| Document Number | 1629/457 |
| Book / Page | 1629 / 457 |
| Map Reference | MB 246 PG 258 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7500 OLD GEORGETOWN RD, 7500, BETHESDA, MD 20814-6133 |
| Name | Verified Name |
|---|---|
| Address | 712 STEM RD, CREEDMOOR, NC 27522-8179 |
| Document Number | 1629460 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | 1629/460 |
| Name | MORTGAGE CAPITAL ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Granville County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Granville County |
| Municipality | Creedmoor City |
| Unified School District | Granville County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,971 (+12.95%) Land $31,337 Building $218,634 | ||
| 2025 | $1,679.00 (+70.11%) Senior Citizen's exemption | $221,315 (+79.73%) Land $31,337 Building $189,978 | $249,971 (+12.95%) Land $31,337 Building $218,634 |
| 2024 | $221,315 (+79.73%) Land $31,337 Building $189,978 | ||
| 2023 | $987.00 | $123,138 (-) Land $25,070 Building $98,068 | $123,138 (-) Land $25,070 Building $98,068 |
| 2022 | $987.00 Senior Citizen's exemption | $123,138 Land $25,070 Building $98,068 | $123,138 Land $25,070 Building $98,068 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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