712 Spruce St E, Ilwaco, WA 98624 Property Records

Pacific County property record for 712 Spruce St E, Ilwaco, WA 98624

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,097 sqft · built 1890
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Tax Bill$1,329 (2025)
Deeds & MortgagesMar 2026 Mortgage
Sep 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN73038003007

Property Details

APN / Parcel Number

Primary APN73038003007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,097 sqft Living Area
Gross Area1,187 sqft
1st Floor Area450 sqft
FlooringCovered
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area130 sqft
Shed1 Shed
Shed Area500 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerConnected

Location & Zoning

Street Address712 SPRUCE ST E
CityILWACO
StateWA
Zip98624-9181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUGA
Legal DescriptionWHEALDONSBURG, LOT 7, BLOCK C
Legal SubdivisionWHEALDONSBURG
Legal BlockC
Legal Lot Number7
JurisdictionPACIFIC WA
Township / Civil DivisionLONG BEACH-NORTH BEACH PENINSULA
Census Block Group3
Census Block3038
Census Tract950501

Owner

Source: Pacific County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 708, LONG BEACH, WA 98631-0708
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPACIFIC WA
Property Address712 SPRUCE ST E, ILWACO, WA 98624-9181
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 708, LONG BEACH, WA 98631-0708

Mortgage

Document Number0003235059
DateMar 9, 2026
Instrument3235059
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPACIFIC WA
Property Address712 SPRUCE ST E, ILWACO, WA 98624-9181
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003220752
DateSep 14, 2023
Instrument3220752
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPACIFIC WA
Property Address712 SPRUCE ST E, ILWACO, WA 98624-9181
Transaction TypeMortgage
Record UpdatedAug 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003205604
DateAug 16, 2021
Instrument3205604
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Pacific County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPacific County
MunicipalityIlwaco City
Unified School DistrictOcean Beach School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,300 (+5.86%) Land $83,700 Building $147,600$231,300 (+5.86%) Land $83,700 Building $147,600
2025$1,329.00 (+0.08%)$218,500 (-) Land $79,100 Building $139,400$218,500 (-) Land $79,100 Building $139,400
2024$218,500 (+13.33%) Land $79,100 Building $139,400$218,500 (+13.33%) Land $79,100 Building $139,400
2023$1,328.00$192,800 Land $69,800 Building $123,000$192,800 Land $69,800 Building $123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 21, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ILWACO WATER DEPARTMENT
serves 2,757 people · EPA ID WA5335500
Water SourceSurface water
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CresComm Broadband, Pend Oreille PUD, WWest Communications.

Nearby Properties on Spruce St E

Nearby Streets

Search Property Records by Address or Parcel Number