712 Smith St, Salisbury, MD 21801 Property Records

Wicomico County property record for 712 Smith St, Salisbury, MD 21801

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,703 sqft · built 1920
Lot Size0.121 acres (5,265 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Mar 2012)
Tax Bill$849 (2025)
Deeds & MortgagesApr 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN13-030340

Property Details

APN / Parcel Number

Primary APN13-030340
Alternative APN
  • 030340

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,703 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area5,265 sqft (0.121 acres)
PorchSlab
Porch Area133 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number030340
Street Address712 SMITH ST
CitySALISBURY
StateMD
Zip21801-5825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal Description5,265 SQFT 712 SMITH STREET CITY OF SALIS
JurisdictionWICOMICO MD
Township / Civil Division13, CAMDEN
Census Block Group1
Census Block1033
Census Tract400

Owner

712 Smith St is owned by two individuals who bought it in March 2012.

Source: Wicomico County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address1400 S SALISBURY BLVD, 1, SALISBURY, MD 21801-7168
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2012 · Amount on File
Deed SaleMar 27, 2012 · Amount on File
Prior SaleNov 30, 2005 · Amount on File
Deed Book / Page3418 / 361
Record UpdatedOct 29, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWICOMICO MD
Property Address712 SMITH ST, SALISBURY, MD 21801-5825
Document Number0046260172
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046260172
DateApr 28, 2020
Book Page004626/000172
Lender
NameTIDEWATER FINANCIAL LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueApr 27, 2025
Interest
Rate8%

Tax Assessment & Valuation

The 2025 property tax bill for 712 Smith St was $849.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
MunicipalitySalisbury City
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$119,333$146,500 Land $16,700 Building $129,800
2025$849.00
2023$643.00$64,467$65,000 Land $13,400 Building $51,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Smith St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2012)
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Smith St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SALISBURY
serves 30,343 people · EPA ID MD0220004
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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