Greenup County property record for 712 Smith St, Flatwoods, KY 41139
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1880 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,161 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jan 2017 Line of Credit |
| APN | 183-30-01-026.00 |
| Primary APN | 183-30-01-026.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 880 sqft Living Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Terrain | Rolling |
| Driveway | Driveway |
| Porch | Slab |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 25047 |
|---|---|
| Street Address | 712 SMITH ST |
| City | FLATWOODS |
| State | KY |
| Zip | 41139-1796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T J JONES 1ST ADD LTS 5 & 6 |
| Legal Subdivision | T J JONES 1ST ADD |
| Legal Lot Number | 5,6 |
| Jurisdiction | GREENUP KY |
| Township / Civil Division | FLATWOODS-RUSSELL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 40201 |
Source: Greenup County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 452 BLUEBIRD DR, RUSSELL, KY 41169-1570 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · Line of Credit DESCO FCU |
| Jan 27, 2017 | Deed of Trust, Mortgage · Line of Credit CITY NAT'L BK/WV |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 712 SMITH ST, FLATWOODS, KY 41139-1796 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Title Company | BESTITLE |
| Name | Verified Name |
|---|---|
| Address | 452 BLUEBIRD DR, RUSSELL, KY 41169-1570 |
| Document Number | 0000631478 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | M1063/579 |
| Instrument | 631478 |
| Name | DESCO FCU |
|---|---|
| Type | Credit Union |
| Address | PORTSMOUTH, OH 45662 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 26 Months |
| Due | Jun 15, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 712 SMITH ST, FLATWOODS, KY 41139-1796 |
| Document Number | 0000485473 |
| Book / Page | 000895 / 000037 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 452 BLUEBIRD DR RUSSELL KY 411691570, RUSSELL, KY 41169-1570 |
| Document Number | 0000485473 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 000895/000037 |
| Instrument | 485473 |
| Name | CITY NAT'L BK/WV |
|---|---|
| Type | Bank |
| Address | ASHLAND, KY 41101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 5, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Greenup County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Greenup County |
| Municipality | Flatwoods City |
| Unified School District | Russell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,161.00 (+1.93%) | $72,000 (-) Land $12,000 Building $60,000 | $72,000 (-) Land $12,000 Building $60,000 |
| 2023 | $1,139.00 | $72,000 Land $12,000 Building $60,000 | $72,000 Land $12,000 Building $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 3 (2009–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATWOODS WATER COMPANY private · serves 9,649 people · EPA ID KY0450132 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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