712 School St, Coshocton, OH 43812 Property Records

Coshocton County property record for 712 School St, Coshocton, OH 43812

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,408 sqft · built 1976
Lot Size0.242 acres (10,560 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Mar 2021)
Tax Bill$2,032 (2025)
Deeds & MortgagesMay 2006 Mortgage
May 2006 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN004819-9

Property Details

APN / Parcel Number

Primary APN004819-9
Alternative APN
  • 0440000062300

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,408 sqft Living Area
1st Floor Area1,024 sqft
Upper Floors Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area10,560 sqft (0.242 acres)
Lot Dimensions264 ft deep x 40 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area192 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number004819-9
Street Address712 SCHOOL ST
CityCOSHOCTON
StateOH
Zip43812-1075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN-LOT 3968 E PT 39.5 X 264 10 DOC 2516
Legal SubdivisionRANSOM SWAYNE AND MEDBERRY ADDITION
Legal Lot Number3968
JurisdictionCOSHOCTON OH
Township / Civil DivisionCOSHOCTON
Census Block Group4
Census Block4004
Census Tract961300

Owner

Source: Coshocton County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address712 SCHOOL ST, COSHOCTON, OH 43812-1075
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 11, 2006Deed of Trust, Mortgage
JPMORGAN CHASE BANK NA
May 11, 2006Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Mar 22, 2021Warranty Deed, Transfer · Conventional Mortgage
PARK NATIONAL BANK
Oct 3, 2013Warranty Deed, Transfer · ARM
OHIO HERITAGE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2021 · Amount on Record
Deed SaleMar 22, 2021 · Amount on Record
Prior SaleOct 3, 2013 · Amount on Record
Deed Document Number20211318
Deed Book / Page783 / 5280
Record UpdatedJun 8, 2026

May 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOSHOCTON OH
Property Address712 SCHOOL ST, COSHOCTON, OH 43812-1075
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000411/978
DateMay 11, 2006
Book Page411/978
Instrument200600002472
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
AmountAmount Recorded
Term240 Months
DueMay 5, 2026

May 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOSHOCTON OH
Property Address712 SCHOOL ST, COSHOCTON, OH 43812-1075
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000411/984
DateMay 11, 2006
Book Page411/984
Instrument200600002423
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 21, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOSHOCTON OH
Recording DateMar 22, 2021
Property Address712 SCHOOL ST, COSHOCTON, OH 43812-1075
Document Number00783/5280
Book / Page783 / 5280
Map ReferenceMB 1 PG 172&173
Instrument DateMar 12, 2021
Instrument202100001318
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address712 SCHOOL ST, COSHOCTON, OH 43812-1075

Mortgage

Document Number202100001319
DateMar 22, 2021
Instrument202100001319
Lender
NamePARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOSHOCTON OH
Recording DateOct 3, 2013
Property Address712 SCHOOL ST, COSHOCTON, OH 43812-1075
Document Number000622/286
Book / Page622 / 286
Instrument DateOct 1, 2013
Instrument201300004455
Transaction TypeTransfer
Record UpdatedMay 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$759.60
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

Mortgage

Document Number000622/288
DateOct 3, 2013
Book Page622/288
Instrument201300004456
Lender
NameOHIO HERITAGE BANK
TypeNon-Lending Institution
AddressCOSHOCTON, OH 43812
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueNov 1, 2043
Interest
Rate TypeAdjustable Rate
Type Change DateNov 1, 2016
Change Frequency3 Years
Min Rate At Change3%
Index3-Year CMT
Max Rate9%

Tax Assessment & Valuation

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCoshocton County
MunicipalityCoshocton City
Unified School DistrictRiver View Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,032.00 (+0.44%)$58,270 (-) Land $4,790 Building $53,480$166,490 (-) Land $13,690 Building $152,800
2024$2,023.00 (+20.7%) Homeowner's exemption$58,270 (+26.31%) Land $4,790 Building $53,480$166,490 (+26.31%) Land $13,690 Building $152,800
2023$1,676.00 (-2.78%) Homeowner's exemption$46,134 (-) Land $3,350 Building $42,784
2022$1,724.00 Homeowner's exemption$46,134 Land $3,350 Building $42,784
2021$131,810 Land $9,570 Building $122,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSHOCTON PWS
private · serves 14,319 people · EPA ID OH1600012
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
altafiber Network Solutions
Fixed Wireless
100 / 20

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