Charlottesville City property record for 712 Saint Clair Ave, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 930 sqft · built 1953 |
| Lot Size | 0.304 acres (13,242 sqft) |
| Owner | Individual on Record |
| Last Sale | $430,000 (Jul 2024) |
| Tax Bill | $4,310 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510156000 |
| Primary APN | 510156000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 930 sqft Finished Area |
| 1st Floor Area | 942 sqft |
| Basement Area | 930 sqft |
| Unfinished Basement | 930 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,242 sqft (0.304 acres) |
| Lot Depth | 210 ft Depth |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 162 sqft |
| Canopy | 44 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 712 SAINT CLAIR AVE |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-4917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT C BK 2 |
| Legal Subdivision | LOCUST GROVE |
| Legal Block | 2 |
| Legal Lot Number | C |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 302 |
Source: Charlottesville City assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 712 SAINT CLAIR AVE, CHARLOTTESVILLE, VA 22902-4917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Prior Sale | Nov 9, 2012 |
| Deed Document Number | 20241703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Recording Date | Apr 6, 2026 |
| Property Address | 712 SAINT CLAIR AVE, CHARLOTTESVILLE, VA 22902-4917 |
| Document Number | 0000000872 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026872 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 712 SAINT CLAIR AVE, CHARLOTTESVILLE, VA 22902-4917 |
| Document Number | 0000000872, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 2026872 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 343 Months |
| Due | Nov 1, 2054 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,310.00 (+10.06%) | $429,600 (+0.28%) Land $165,400 Building $264,200 | $429,600 (+0.28%) Land $165,400 Building $264,200 |
| 2025 | $428,400 (+11.42%) Land $165,400 Building $263,000 | $428,400 (+11.42%) Land $165,400 Building $263,000 | |
| 2023 | $3,916.00 (+23.26%) | $384,500 Land $164,800 Building $219,700 | $384,500 Land $164,800 Building $219,700 |
| 2022 | $3,177.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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