Clay County property record for 712 S Maltby Ave, Sutton, NE 68979
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,808 sqft · built 1980 |
| Lot Size | 0.545 acres (23,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Apr 2026) |
| Tax Bill | $3,524 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000897306 |
| Primary APN | 000897306 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,808 sqft |
| Basement Area | 1,808 sqft |
| Finished Basement | 1,537 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 23,760 sqft (0.545 acres) |
| Lot Dimensions | 180 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Driveway | Driveway |
| Driveway Area | 1,638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 208 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 712 S MALTBY AVE |
|---|---|
| City | SUTTON |
| State | NE |
| Zip | 68979-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOT 7 (FORMERLY PT LOT 18 W1/2SE1/4SW1/4) SOUTH ADD SUTTON CITY |
| Legal Subdivision | SOUTH ADD |
| Legal Lot Number | 7,18 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | SUTTON |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 962100 |
712 S Maltby Ave is owned and occupied by two individuals who bought it in April 2026.
Source: Clay County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 712 S MALTBY AVE, SUTTON, NE 68979-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on File |
| Deed Sale | Apr 29, 2026 · Amount on File |
| Prior Sale | Apr 18, 2006 |
| Deed Document Number | 2026614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NE |
| Recording Date | Apr 29, 2026 |
| Property Address | 712 S MALTBY AVE, SUTTON, NE 68979-2120 |
| Document Number | 0000000614 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.614 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | CONSUMER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101,929.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 712 S MALTBY AVE, SUTTON, NE 68979-2120 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000636, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026.636 |
| Name | HEARTLAND BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 712 S Maltby Ave was $3,524.
Source: Clay County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| Municipality | Sutton City |
| Unified School District | Sutton Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,780 (+10.4%) Land $18,255 Building $249,525 | $267,780 (+10.4%) Land $18,255 Building $249,525 | |
| 2025 | $3,524.00 | $242,560 Land $9,130 Building $233,430 | $242,560 Land $9,130 Building $233,430 |
| 2023 | $3,931.00 | $210,360 Land $9,130 Building $201,230 | $210,360 Land $9,130 Building $201,230 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 712 S Maltby Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 712 S Maltby Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUTTON serves 1,447 people · EPA ID NE3103507 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Copper | 1.63 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Glenwood Telecommunications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Zito Media Cable | 100 / 25 |
May also be available: Nextlink, T-Mobile, Verizon.
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