Wells County property record for 712 S Main St, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,500 sqft · built 1880 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,410 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-08-04-400-004.000-004 |
| Primary APN | 90-08-04-400-004.000-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Living Area |
| 1st Floor Area | 2,500 sqft |
| Basement Area | 944 sqft |
| Unfinished Basement | 944 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,280 sqft (0.236 acres) |
| Lot Dimensions | 147 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001547486 |
|---|---|
| Street Address | 712 S MAIN ST |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-3222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT. NWSE W OF LOT 27 TOWNLEY SOUTH 0.26A (4-L) |
| Legal Subdivision | TOWNLEY & SILVERS SOUTH ADD |
| Legal Lot Number | 27 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 40600 |
712 S Main St is owned and occupied by an individual.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 712 S MAIN ST, BLUFFTON, IN 46714-3222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 712 S MAIN ST, BLUFFTON, IN 46714-3222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210272 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 20210272 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2031 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 712 S Main St was $1,410 with a homeowner's exemption, down 3.1% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bluffton City |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,410.00 (-3.09%) Homeowner's exemption | $183,600 Land $21,600 Building $162,000 | $183,600 Land $21,600 Building $162,000 |
| 2024 | $1,455.00 | ||
| 2023 | $171,100 (+8.22%) Land $21,600 Building $149,500 | $171,100 (+8.22%) Land $21,600 Building $149,500 | |
| 2022 | $1,050.00 | $158,100 Land $13,700 Building $144,400 | $158,100 Land $13,700 Building $144,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 712 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Verizon.
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