712 S Commerce St, Geneva, AL 36340 Property Records

Geneva County property record for 712 S Commerce St, Geneva, AL 36340

Property Summary

Property Type	Single Family Home
Details	1 ba · 973 sqft · built 1930
Lot Size	1.48 acres (64,320 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Jun 2023)
Tax Bill	$342 (2026)
Deeds & Mortgages	Jun 2023 Sale Oct 2022 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`1809291012002000`

Property Details

APN / Parcel Number

Primary APN	`1809291012002000`
Alternative APNs	`0000811390` `0000863380`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	973 sqft Total Area
1st Floor Area	973 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	64,320 sqft (1.48 acres)
Lot Dimensions	402 ft deep x 160 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Slab
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0000863380
Street Address	712 S COMMERCE ST
City	GENEVA
State	AL
Zip	36340-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG INT W R/W S COMMERCE ST & N R/W L & N RR, NW 450', NE 402', S 160' TO POB BEING PT BLK Z GENEVA 1/10 S29-T1N-R22E
Legal Range	22E
Legal Township	01N
Legal Section	29
Legal Block	Z
Jurisdiction	GENEVA AL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3046
Census Tract	50300

Owner

Source: Geneva County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 S COMMERCE ST, GENEVA, AL 36340-2434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 13, 2022	Quit Claim Deed, Transfer Quitclaim
May 19, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Oct 13, 2022 · Amount on Record
Deed Book / Page	1196 / 91
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENEVA AL
Recording Date	Jun 12, 2023
Property Address	712 S COMMERCE ST, GENEVA, AL 36340-2434
Document Number	0001196/91
Book / Page	1196 / 91
Instrument Date	Jun 12, 2023
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1683 ARRANT RD, WESTVILLE, FL 32464-9561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 PARSONS LN, SOPCHOPPY, FL 32358-0733

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENEVA AL
Recording Date	Oct 13, 2022
Property Address	712 S COMMERCE ST, GENEVA, AL 36340-2434
Document Number	001172/166
Book / Page	1172 / 166
Instrument Date	Oct 13, 2022
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1060 LAKE FRONT DR, 1060, ABBEVILLE, AL 36310-5743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1483 ARRANT ROAD, WESTVILLE, FL 32464
Investor	Possibly a Property Investor

May 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	GENEVA AL
Recording Date	May 19, 2022
Property Address	712 S COMMERCE ST, GENEVA, AL 36340-2434
Document Number	001155/290
Book / Page	1155 / 290
Instrument Date	May 18, 2022
Transaction Type	Foreclosure
Record Updated	Jun 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Geneva County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Geneva County
Municipality	Geneva City
Unified School District	Geneva City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$342.00
2025	$342.00	$7,760 (-) Land $3,700 Building $4,060	$38,800 (-) Land $18,500 Building $20,300
2024	$342.00 (+10.68%)	$7,760 (+10.54%) Land $3,700 Building $4,060	$38,800 (+10.54%) Land $18,500 Building $20,300
2023	$309.00 (+43.06%)	$7,020 (+42.68%) Land $3,700 Building $3,320	$35,100 (-26.88%) Land $18,500 Building $16,600
2022	$216.00	$4,920 Land $1,260 Building $3,660	$48,000 Land $12,500 Building $35,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	28 (1978–2013)
Claims Outside the SFHA	18 of 28
Most Recent Claim	Feb 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Tornadoes & Straight-line, Mar 2009 · 6 claims Hurricane Georges, Sep 1998 · 3 claims Severe Storms, Tornadoes & Flooding, Mar 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GENEVA, THE WW & SB OF THE serves 9,600 people · EPA ID AL0000622
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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