712 S Broad St, Saint Jo, TX 76265 Property Records

Montague County property record for 712 S Broad St, Saint Jo, TX 76265

Property Summary

Property Type	Single Family Home
Details	1,672 sqft · built 1946
Lot Size	0.308 acres (13,457 sqft)
Owner	2 Individual Names on File
Last Sale	$58,500 (Nov 2010)
Tax Bill	$2,562 (2026)
Deeds & Mortgages	Nov 2010 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000010333`

Property Details

APN / Parcel Number

Primary APN	`R000010333`
Alternative APN	`20409.0000.082W.6050`

Interior

Stories	1 Story
Building Area	1,672 sqft Total Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	13,457 sqft (0.308 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Porch	Porch
Porch Area	16 sqft

Location & Zoning

Account Number	20409.0000.082W.6050
Street Address	712 S BROAD ST
City	SAINT JO
State	TX
Zip	76265-2170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 409 A KITCHEN 60 X 165.5 AND 60 X 50
Legal Subdivision	A KITCHEN ABSTRACT NO
Jurisdiction	MONTAGUE TX
Township / Civil Division	ST. JO
Census Block Group	1
Census Block	1148
Census Tract	950100

Owner

712 S Broad St is owned and occupied by two individuals who bought it in November 2010.

Source: Montague County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 276, SAINT JO, TX 76265-0276
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2010 · Amount on File
Deed Sale	Nov 10, 2010 · Amount on File
Deed Document Number	201011189
Deed Book / Page	541 / 632
Record Updated	Oct 29, 2026

November 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTAGUE TX
Recording Date	Nov 10, 2010
Property Address	712 S BROAD ST, SAINT JO, TX 76265
Document Number	000541/632
Book / Page	541 / 632
Map Reference	MB 648 PG 217
Instrument Date	Nov 5, 2010
Instrument	1011189
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 422, MONTAGUE, TX 76251-0422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9401 WINDFERN RD TRLR 12, 12, HOUSTON, TX 77064-7737

Mortgage

Document Number	0001011191
Date	Nov 10, 2010
Instrument	1011191

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 712 S Broad St was $2,562 with a homeowner's exemption, up 477% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Municipality	Saint Jo City
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,562.00 (+477.03%) Homeowner's exemption	$124,613 (-12.92%)	$143,050 (-0.03%) Land $9,480 Building $133,570
2025	$444.00 Homeowner's exemption	$143,100 Land $9,480 Building $133,620	$143,100 Land $9,480 Building $133,620
2023		$92,800 Land $3,550 Building $89,250	$92,800 Land $3,550 Building $89,250
2022	$339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 S Broad St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1993–2025)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 S Broad St is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAINT JO serves 881 people · EPA ID TX1690006
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000

May also be available: ElektraFi, Nextlink.

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