712 S Atlantic Ave, Lima, OH 45804 Property Records

Allen County property record for 712 S Atlantic Ave, Lima, OH 45804

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,254 sqft · built 1920
Lot Size	0.197 acres (8,581 sqft)
Owner	Company Name on File
Last Sale	$30,000 (Aug 2008)
Tax Bill	$468 (2025)
Deeds & Mortgages	Mar 2023 Sale & Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46-0105-03-054.000`

Property Details

APN / Parcel Number

Primary APN	`46-0105-03-054.000`
Alternative APN	`M3846010503054000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,254 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	1,354 sqft
Upper Floors Area	900 sqft
Basement Area	480 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	172 ft deep x 50 ft wide
Porch	Enclosed Frame Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	712 S ATLANTIC AVE
City	LIMA
State	OH
Zip	45804-1108
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ASHTONS SUB DIVISION OF OUTLOTS 246 247 248 249 250 IN ASHTONS ADDITION OF OUTLOTS LOT 2787 FF 50.00
Legal Subdivision	ASHTONS SUB DIVISION
Legal Lot Number	2787
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	3
Census Block	3006
Census Tract	13400

Owner

712 S Atlantic Ave, a duplex, is owned by a company that bought it in August 2008.

Source: Allen County records, as of May 21, 2026

Owner of Record	Company Name on File
Mailing Address	712 S ATLANTIC AVE, 714, LIMA, OH 45804-1108
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Warranty Deed, Transfer · Line of Credit THE STATE BANK & TRUST CO
Jul 24, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2008 · Amount on File
Deed Sale	Aug 7, 2008 · Amount on File
Prior Sale	May 9, 2008 · Amount on File
Deed Document Number	200811047
Deed Book / Page	2008 / 11047
Prior Transfer Date	Mar 26, 2008
Prior Transfer Doc	5090006616
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 17, 2023
Property Address	712 S ATLANTIC AVE, LIMA, OH 45804-1108
Document Number	3170002124
Book / Page	2023 / 2124
Map Reference	MB 2 PG 310&311
Instrument Date	Mar 16, 2023
Instrument	202303170002124
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1534 ALLENTOWN RD, LIMA, OH 45805-2206
Investor	Possibly a Property Investor

Mortgage

Document Number	3170002125
Date	Mar 17, 2023
Instrument	202303170002125

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 16, 2028

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	712 S ATLANTIC AVE, LIMA, OH 45804-1108
Document Number	0000008559
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	531 FRAUNFELTER RD N LIMA OH 458079503, LIMA, OH 45807-9503

Mortgage

Document Number	0000008559
Date	Jul 28, 2020
Instrument	8559

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	LIMA, OH 45802-0990

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 27, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 712 S Atlantic Ave was $468, up 0.4% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$468.00 (+0.43%)	$11,410 (-) Land $1,260 Building $10,150	$32,600 (-) Land $3,600 Building $29,000
2024	$466.00 (-1.89%)	$11,410 (+11.97%) Land $1,260 Building $10,150	$32,600 Land $3,600 Building $29,000
2023	$475.00 (-9.87%)	$10,190 (-) Land $1,120 Building $9,070
2022	$527.00	$10,190 Land $1,120 Building $9,070
2021			$29,100 Land $3,200 Building $25,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 712 S Atlantic Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 712 S Atlantic Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: TSC, Verizon.

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