712 Royal Palm, Laredo, TX 78045 Property Records

Webb County property record for 712 Royal Palm, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,186 sqft · built 2002
Lot Size	0.137 acres (5,980 sqft)
Owner	Individual Name on File
Last Sale	$6,500 (Apr 2019)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	Apr 2019 Second Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`968-60012-410`

Property Details

APN / Parcel Number

Primary APN	`968-60012-410`
Alternative APN	`263109`

Interior

Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,980 sqft (0.137 acres)
Porch	Open Porch
Porch Area	430 sqft

Location & Zoning

Street Address	712 ROYAL PALM
City	LAREDO
State	TX
Zip	78045-5127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	DEERFIELD, BLOCK 12, LOT 41, PHASE 3
Legal Subdivision	DEERFIELD
Legal Phase	3
Legal Block	12
Legal Lot Number	41
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2009
Census Tract	1715

Owner

712 Royal Palm is owned and occupied by an individual who bought it in April 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	712 ROYAL PALM, LAREDO, TX 78045-5127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Vendor's Lien, Transfer · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST C
Aug 2, 2017	Vendor's Lien, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	Aug 2, 2017 · Amount on File
Deed Document Number	20191359350
Deed Book / Page	4591 / 243
Prior Transfer Date	Apr 26, 2019
Prior Transfer Doc	0001359350
Record Updated	Oct 29, 2026

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 30, 2019
Property Address	712 ROYAL PALM, LAREDO, TX 78045-5127
Document Number	004591/243
Book / Page	4591 / 243
Map Reference	VOL 21 PG 94
Instrument Date	Apr 26, 2019
Instrument	1359350
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 ROYAL PALM, LAREDO, TX 78045-5127
Investor	Possibly a Property Investor

Mortgage

Document Number	0001359352
Date	Apr 30, 2019
Instrument	1359352

Lender

Name	THE BANK OF NEW YORK MELLON TRUST C
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	004591/246
Date	Apr 30, 2019
Book Page	4591/246
Instrument	1359351

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 2, 2017
Property Address	712 ROYAL PALM, LAREDO, TX 78045-5127
Document Number	004279/777
Book / Page	4279 / 777
Map Reference	VOL 21 PG 69
Instrument Date	Jul 31, 2017
Instrument	1304552
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 ROYAL PALM, LAREDO, TX 78045-5127

Mortgage

Document Number	0001304553
Date	Aug 2, 2017
Instrument	1304553

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 712 Royal Palm was $1,010 with a homeowner's exemption, down 12.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,678 (-0.52%) Land $56,870 Building $141,808	$198,678 (-0.52%) Land $56,870 Building $141,808
2025	$1,010.00 (-12.78%) Homeowner's exemption	$199,710 Land $56,870 Building $142,840	$199,710 Land $56,870 Building $142,840
2024	$1,158.00
2023		$176,926 Land $45,867 Building $131,059	$176,926 Land $45,867 Building $131,059
2022	$1,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Royal Palm in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Royal Palm is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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