Montgomery County property record for 712 Rockhill Ave, Kettering, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,820 sqft · built 1959 |
| Lot Size | 0.217 acres (9,461 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Mar 2026) |
| Tax Bill | $4,284 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-02205-0002 |
| Primary APN | N64-02205-0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 2,282 sqft |
| 1st Floor Area | 1,589 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,461 sqft (0.217 acres) |
| Lot Dimensions | 114 ft deep x 83 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Patio Area | 494 sqft |
| Canopy | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 712 ROCKHILL AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-3408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 295 SHROYER EST 8 |
| Legal Subdivision | SHROYER EST 8 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20800 |
Source: Montgomery County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 712 ROCKHILL AVE, DAYTON, OH 45429-3408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit DAY AIR CREDIT UNION INC |
| Jul 8, 2024 | Deed of Trust, Mortgage · Line of Credit DAY AIR CREDIT UNION INC |
| Mar 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on Record |
| Deed Sale | Mar 20, 2026 · Amount on Record |
| Deed Document Number | 202617794 |
| Prior Transfer Date | Dec 2, 1998 |
| Prior Transfer Doc | 9808000002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 712 ROCKHILL AVE, DAYTON, OH 45429-3408 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 712 ROCKHILL AVE, DAYTON, OH 45429-3408 |
| Document Number | 0000053921 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025-00053921 |
| Name | DAY AIR CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 712 ROCKHILL AVE, DAYTON, OH 45429-3408 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 712 ROCKHILL AVE, DAYTON, OH 45429-3408 |
| Document Number | 0000034869 |
|---|---|
| Date | Jul 8, 2024 |
| Instrument | 2024-00034869 |
| Name | DAY AIR CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 20, 2026 |
| Property Address | 712 ROCKHILL AVE, DAYTON, OH 45429-3408 |
| Document Number | 0000017794 |
| Map Reference | MB UU PG 75 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026-00017794 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 712 ROCKHILL AVE, KETTERING, OH 45429-3408 |
| Document Number | 0000017795 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 2026-00017795 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,284.00 (-0.7%) | $77,400 (-) Land $14,990 Building $62,410 | $221,120 (-) Land $42,820 Building $178,300 |
| 2024 | $4,314.00 (+1.99%) | ||
| 2023 | $4,230.00 (+13.25%) | $77,400 (+37.31%) Land $14,990 Building $62,410 | $221,120 (+37.29%) Land $42,820 Building $178,300 |
| 2022 | $3,735.00 | $56,370 Land $10,940 Building $45,430 | |
| 2020 | $161,060 Land $31,260 Building $129,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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