712 Reserve Rd, Libby, MT 59923 Property Records

Lincoln County property record for 712 Reserve Rd, Libby, MT 59923 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,008 sqft · built 1974
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on File
Last Sale	$269,325 (Jun 2025)
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Jun 2025 Transfer Jun 2025 Mortgage + 2 more
APN	`R5610199`

Property Details

APN / Parcel Number

Primary APN	`R5610199`
Alternative APNs	`56-4283-29-1-01-13-0000` `0000009290`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	67,082 sqft (1.54 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Shed	1 Shed
Shed Area	240 sqft
Pole Barn	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000009290
Street Address	712 RESERVE RD
City	LIBBY
State	MT
Zip	59923-8926
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RAWLINGS ROAD 2ND ADDN, S29, T31 N, R31 W, LOT 81B, ACRES 1.54, PM 6770
Legal Range	31W
Legal Township	31N
Legal Section	29
Legal Subdivision	RAWLINGS ROAD 2ND ADDN
Legal Lot Number	81B
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	4
Census Block	4029
Census Tract	300

Owner

Source: Lincoln County records · APN R5610199

Assessment roll updated September 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	712 RESERVE RD, LIBBY, MT 59923-8926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Intrafamily Transfer, Transfer UNKNOWN, FLYING S T&E LIBBY
Jun 17, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 09, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 05, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Jul 09, 2020 · Amount on Record
Deed Document Number	2025316014
Deed Book / Page	410 / 527
Prior Transfer Date	Jun 16, 2025
Prior Transfer Doc	000410/529
Record Updated	Jun 08, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Jun 17, 2025
Property Address	712 RESERVE RD, LIBBY, MT 59923-8926
Document Number	000410/529
Book / Page	410 / 529
Map Reference	PL 6770
Instrument Date	Jun 16, 2025
Instrument	316016
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, FLYING S T&E LIBBY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	712 RESERVE RD, LIBBY, MT 59923-8926

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jun 17, 2025
Property Address	712 RESERVE RD, LIBBY, MT 59923-8926
Document Number	000410/527
Book / Page	410 / 527
Map Reference	PL 6770
Instrument Date	Jun 13, 2025
Instrument	316014
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 RESERVE RD, LIBBY, MT 59923-8926

Mortgage

Document Number	0000316015
Date	Jun 17, 2025
Instrument	316015

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jul 09, 2020
Property Address	712 RESERVE RD, LIBBY, MT 59923-8926
Document Number	000383/333
Book / Page	383 / 333
Map Reference	PLAT 6770
Instrument Date	Jul 08, 2020
Instrument	286401
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 RESERVE RD, LIBBY, MT 59923-8926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E 6TH ST, LIBBY, MT 59923-2328

Mortgage

Document Number	0000286402
Date	Jul 09, 2020
Instrument	286402

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Jul 05, 2018
Property Address	712 RESERVE RD, LIBBY, MT 59923-8926
Document Number	000372/866
Book / Page	372 / 866
Map Reference	PL 6770
Instrument Date	Jul 05, 2018
Instrument	274933
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 RESERVE RD, LIBBY, MT 59923-8926

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,227.00 (-42.69%)	$389,900 (+27.63%)	$389,900 (+27.63%) Land $71,002 Building $318,898
2023	$2,141.00	$305,500	$305,500 Land $65,452 Building $240,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300530003004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	High above 72% of the US · above 54% of Montana
Wildfire Likelihood	About 1 in 333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
CommunityTel	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reserve Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures