712 Ransom St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 712 Ransom St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,906 sqft · built 1886
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Mar 2022)
Tax Bill	$3,018 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2022 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-21-12-280-02`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-21-12-280-02`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,906 sqft Living Area
1st Floor Area	1,177 sqft
2nd Floor Area	729 sqft
Basement Area	729 sqft
Game Room	Game Room

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	12.3 ft deep x 12.2 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	98 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	712 RANSOM ST
City	RIPON
State	WI
Zip	54971-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E NEWTON'S RESURVEY LOT 28 OF E 1/2 SW 1/4
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	28
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3010
Census Tract	41600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Historic District listed 2004 · 161 contributing resources · NRIS 04000653

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 RANSOM ST, RIPON, WI 54971-1631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU
Sep 11, 2020	Land Contract, Transfer · Land Contract KENDALL PROPERTIES LLC
Jul 6, 2020	Intrafamily Transfer, Transfer
Jul 6, 2020	Intrafamily Transfer, Transfer
May 14, 2019	Deed of Trust, Mortgage · ARM SUMMIT CU
Jan 14, 2019	Deed of Trust, Mortgage · ARM SUMMIT CU
Oct 22, 2018	Deed of Trust, Mortgage GOLDEN RULE COMMUNITY CU
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN RULE COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	20221167710
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	0001132710
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	712 RANSOM ST, RIPON, WI 54971-1631
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001173764
Date	Aug 9, 2022
Instrument	1173764

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Mar 18, 2022
Property Address	712 RANSOM ST, RIPON, WI 54971-1631
Document Number	0001167710
Instrument Date	Mar 18, 2022
Instrument	1167710
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	NOT AVAILABLE, GUARANTY CLOSING & TTL SVCS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 RANSOM ST, RIPON, WI 54971-1631

Mortgage

Document Number	0001167711
Date	Mar 18, 2022
Instrument	1167711

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2020: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	FOND DU LAC WI
Recording Date	Sep 11, 2020
Property Address	712 RANSOM ST, RIPON, WI 54971-1631
Document Number	0001136591
Instrument Date	Aug 26, 2020
Instrument	1136591
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Sep 11, 2020

Lender

Name	KENDALL PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	23 Months
Due	Aug 1, 2022

Interest

Rate	6%
Change Frequency	Annually

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOND DU LAC WI
Recording Date	Jul 6, 2020
Property Address	712 RANSOM ST, RIPON, WI 54971-1631
Document Number	0001132710
Instrument Date	May 21, 2020
Instrument	1132710
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOND DU LAC WI
Recording Date	Jul 6, 2020
Property Address	712 RANSOM ST, RIPON, WI 54971-1631
Document Number	0001132711
Instrument Date	May 21, 2020
Instrument	1132711
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	712 RANSOM ST, RIPON, WI 54971-1631
Transaction Type	Mortgage
Record Updated	Jun 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1112806
Date	May 14, 2019
Instrument	1112806

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53708

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	712 RANSOM ST, RIPON, WI 54971-1631
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1108677
Date	Jan 14, 2019
Instrument	1108677

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53708

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	712 RANSOM ST, RIPON, WI 54971-1631
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1105693
Date	Oct 22, 2018
Instrument	1105693

Lender

Name	GOLDEN RULE COMMUNITY CU
Type	Credit Union
Address	RIPON, WI 54971

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Sep 27, 2033

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	712 RANSOM ST, RIPON, WI 54971-1631
Transaction Type	Mortgage
Record Updated	Feb 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1094108
Date	Jan 8, 2018
Instrument	1094108

Lender

Name	GOLDEN RULE COMMUNITY CREDIT UNION
Address	RIPON, WI 54971

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,018.00 (+12.95%)	$132,100 (-) Land $24,500 Building $107,600	$203,743 (+31.28%) Land $37,787 Building $165,956
2023	$2,672.00 Homeowner's exemption	$132,100 Land $24,500 Building $107,600	$155,193 Land $28,783 Building $126,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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